Benefits of Access
Get up to $500 of your earned wages, $5 for bi-weekly use. Pay only if used. No interest charged.
Transfer to any bank, debit or prepaid card.
Never be late. Pay bills directly from the app.
Talk 1-1 to a trained financial coach.
A new way to save, an hour at a time.
Get a ride, pay with your next paycheck.
Transfer to Amazon cash and use directly.
Cash pick up from a Walmart Money Center.
Get discounts at pharmacies near you.
Access in Real-time
NIGHTS, WEEKENDS, AND HOLIDAYS
- Continuous access to pay
- Use everywhere Visa is accepted
- Manage from the mobile app
Apply for the card from the app.
The PayActiv Visa® prepaid card is issued by Central Bank of Kansas City, member FDIC
How it Works
Over 1 Million Users
“I have paid a lot of money in fees. NO MORE!”
“I used PayActiv to pay the deposit for rent to hold the apartment.”
“Once bills are paid, not enough money was left to refill prescriptions. Now I can get my wife her medicine on time.”
“I’ve paid off two separate payday loans now. Thank God it’s over—PayActiv helped me get through all that.”
“I was stranded at work and needed a cab. I had no money but thanks to PayActiv I was able to withdraw cash.”
It's not a loan, no interest is charged. You have access to the wages you have earned, but not yet been paid.
The prepaid card is optional. There's no additional cost for getting the card or using it at stores, online merchants, or the 65,000 in-network ATMs.
No, using PayActiv has no affect on your credit score.
Accessed amount is deducted from your next paycheck on payday.
Best way to find out is to ask at your work or use the chat link below to talk to our support.