Never pay a late fee, overdraft fee or payday loan fee again
PayActiv ends the stress of waiting for your paycheck. You can now access up to half the money you've earned but not yet been paid, when you need it most.
It's not a loan because you have already earned it.
And the only cost is a flat $5 transaction fee. Period.
Shouldn't you get timely access to what's already yours?
Avoid all those fees
that catch you off guard
Late with the rent, car payment, or the phone bill? $50 fee on average.
A returned check fee is $25 or more! And think you’re covered by overdraft protection? Think again. It triggers a $27 fee, on average.
Let’s say you need $375. After a payday loan, you’ll owe the lender $415 or more from your next paycheck.
Every time someone uses PayActiv, they avoid a penalty. Small savings add up and help pay off old loans faster. A stress-free life is when you can dream for tomorrow.
Employees love PayActiv
Besides instant and timely access to funds, PayActiv provides a suite of free services that include better banking products, savings and budgeting tools, bill payment and financial health measurement.
CASH ACCESS - $5 FLAT FEE
Check your earned balance, get up to $500. Not a loan, no hidden fees, no risk of adding debt
SAVE IN UNITS OF TIME
Use the savings tool to budget and allocate as you earn
EARN REWARDS & DISCOUNTS
Get rewarded for excellence
BILL PAY & BANK TRANSFERS
Unlimited online bill pay and bank transfers. No fees or cost
ALL EMPLOYEES ARE ELIGIBLE
Available to all employees regardless of their banking or credit status
Security, Dignity and Savings
No more fear of facing an unexpected expense. No more shame of asking for money. No more costly penalties cutting into your wallet.
No additional debt
PayActiv is not a loan, simply a portion of what you have already earned, paid in advance of the scheduled payday.
Save as you earn
PayActiv has reimagined savings. If you earn by the hour, now you can save by the hour too. Start your savings at the source so there's no chance of not having enough to save.
How PayActiv Financial Wellness Benefit Works
How do employees signup?
PayActiv financial wellness employee benefit is offered through your employer.
6 out of 10 Americans don't have $500 for emergencies