2M+ workers have saved
$400M+ with Payactiv.
“The best thing that could have happened, as a new employee, is Payactiv.”
IBEX call center agent
Every two weeks, millions of working Americans must stretch to make it between paydays. We pick up shifts, miss out on everyday moments, and sometimes swallow our pride to ask for an advance. With Payactiv, you can have the money you’ve already earned when you need it, manage bills, save, and even find extra shifts at work so your time and money can work better for you.
Manage it all with your employer-sponsored Payactiv account.
Direct deposit your paycheck to the Payactiv Visa® card* and use the funds up to 2 days before payday arrives.1 The card works everywhere Visa debit cards are
accepted, including a network of over 37,000 surcharge-free MoneyPass ATMs.
Payactiv benefit makes businesses work better for everyone.
Every pay period, you can access a portion of what you’ve already earned. The maximum accessible amount is determined by employer settings.
No. You can transfer earned wages to a debit card, prepaid card, bank account, or pick up cash from a Walmart Money Center near you.
No. Payactiv is not a lending service, there’s no credit check.
Transfers to the Payactiv Card are instant 24/7/365. Transfers to bank accounts and other debit/prepaid cards are completed within 48hrs. Card transfers can be made instant for $1.99/transaction. Bank transfers made after 12:50 PM EST M-F are processed the next business day.
Funds accessed using Payactiv will show as deductions on your next paycheck.
Payactiv is free to use if you direct deposit your paycheck to the Payactiv card. For everyone else, there’s a program fee of $1 on the day you use bank transfer, card load, cash access, Bill Pay, Uber, or Amazon. It covers all transactions until midnight Pacific Time that day. This fee is capped at $5 per pay period, even if you use Payactiv more than 5 days in a pay period.
Processing Fees: There’s a $1.99 processing fee for cash pickup at Walmart stores and instant deposit to cards other than the Payactiv card.
Free Services: Viewing your accessible balance and using Rx Discounts, Financial Counseling, and Savings features are free to use anytime for all users.