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Earned Wage Access
Improve recruitment and impact the daily lives of your workforce with Payactiv, the innovator of Earned Wage Access.
9 of 10 employees want Earned Wage Access
Want employer sponsored EWA
0
%
Will stay longer if you offer EWA
0
%
Will switch jobs to get EWA
0
%
Their money when they
need it
Instant Access
Users can access their earned wages and transfer to their bank account, Payactiv card, or pick up cash at Walmart. We front the money.
There is more
Pay a bill, call an Uber and get daily necessities from Amazon with EWA funds directly from the Payactiv app.
Low or NO Cost
Both free and low-cost options help save an average of $200 a month in overdrafts, late fees, and high-interest loans.
Works for everyone
Exempt, non-exempt, part-time, salaried, everyone can access their earned wages from day one through an easy opt-in enrollment process.
Their money when they need it
Users can immediately access money in their bank account, load it on a Payactiv card, or pick up cash at Walmart.
Both free and low-cost options help employees save an average of $200 a month in overdrafts, late fees, and high-interest loans.
They can even use their earned wages to call an Uber and get daily necessities from Amazon, or pay bills directly from the Payactiv app.
All of your employees are eligible for this benefit from day one through an easy opt-in enrollment process.
2M+ workers have saved $400M+ with Payactiv.
52K Reviews
4.8/5
From fortune 500 to small businesses
4 reasons companies choose Payactiv as their Earned Wage Access Provider
Improves Hiring and
Retention
Payactiv is proven to increase retention by an average of 30% and can save businesses millions in turnover cost.
Seamlessly Integrates with
Existing Systems
Payactiv partners with all major HCM, payroll and T&A providers like ADP, Paychex, Kronos and over 70 others.
Streamlines Payroll
at No Cost
Payactiv fronts the money requested by your employees and is paid back when you process payroll normally. It’s a zero-cost benefit that requires no change to cash flow.
Reduces Employee
Financial Stress
Timely access to earned wages helps tackle day to day finances without worry. The app also includes free financial learning and counseling, discounts, and goal-based savings.
Don’t just take our word for it
Learn how Earned Wage Access can boost your business
Have questions? We have answers.
Who pays the money accessed by employees?
We do. Payactiv fronts the cash to the employees. There is no income or expense impact for the employer.
How much does it cost businesses to offer Payactiv?
There are no setup or recurring costs to the business. Even if an employee discontinues their employment, there is Zero Risk to employers, as Payactiv protects employers against financial losses associated with our service.
How is information shared between our Payroll system and Payactiv?
Employers or designated payroll providers process payroll. Services within Payactiv’s financial wellness program are independent of payroll and associated taxes.
How do you receive time and attendance data?
Payactiv has API integration with most payroll and time and attendance system. Highest security standards are followed.
How does the service work for salaried employees?
For salaried employees, Payactiv works as it would for any user.
What employee information do employers share with Payactiv?
Only name, employee ID, and clock-in/clock-out information is needed.
How long does it take to start offering Payactiv to employees?
Once an employer agrees to offer Payactiv as an employee benefit, the service can go live within 48 hours. We provide on-site implementation and training where required.
Our mission is to help more people have access to the best financial services at the best possible price—zero.
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24 hour support: 1 (877) 937-6966 | [email protected]
* The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 1-877-747-5862, 24 hours a day, 7 days a week.
** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payactiv App.
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