Get paid early1, stay on track with budgeting and discounts, and save toward your goals.
At Payactiv we are all about eliminating unnecessary fees and getting our users the best value for their hard earned money.
Receive your paychecks and government payments sooner on the Payactiv Visa® Card*. If your employer offers Payactiv, you can get paid on-demand and even schedule your paydays any day of the week.
Stop by one of 37,000+ surcharge-free MoneyPass® ATMs or get cash back at Point of Sale or over-the-counter from a bank teller.
Start setting money aside from each paycheck for a rainy day or toward your goals. We make saving easy with SmartSave guidance and an exclusive discount marketplace.
Splitting the check with friends? Send and receive money from other cardholders, use your card for online or in-store purchases, and pay your bills from the app.
Easily track your spending with SmartSpend budgeting tools, receive real-time alerts, and pay safely with the latest contactless technology.
Use the digital card immediately.
No. Payactiv Visa® Card1 is a prepaid card issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A.
After you apply in the app or online, you can use the virtual card right away. The physical card will arrive by mail in 7 to 10 business days.
You may check your card balance at any time by downloading the Payactiv mobile app, logging onto the Payactiv website, or by calling our customer service at (877) 937-6966.
Nothing. There are no activation fees, monthly fees, inactivity fees, or other fees. View the Cardholder Agreement and the Fee Schedule for more details.