Payactiv Visa® Card

Get the card made for living your best life

Get paid early1, stay on track with budgeting and discounts, and save toward your goals.

At Payactiv we are all about eliminating unnecessary fees and getting our users the best value for their hard earned money.

  • 🚫 No overdraft fees—because we’re not a bank
  • 🚫 No monthly or annual fees
  • 🚫 No minimum balance fees
Get paid early

Get paid early

Receive your paychecks and government payments sooner on the Payactiv Visa® Card*. If your employer offers Payactiv, you can get paid on-demand and even schedule your paydays any day of the week.

  • Set up direct deposit and get your paychecks up to 2 days early1
  • Gov’t payments up to 4 days early1
  • Get paid on-demand with Earned Wage Access2

Get cash when you need it

Stop by one of 37,000+ surcharge-free MoneyPass® ATMs or get cash back at Point of Sale or over-the-counter from a bank teller.

  • Access to one of the largest surcharge-free networks in the nation
  • Conveniently located near you at retailers such as 7-Eleven®
Grow your savings automatically

Grow your savings automatically

Start setting money aside from each paycheck for a rainy day or toward your goals. We make saving easy with SmartSave guidance and an exclusive discount marketplace.

  • Automated savings to help you succeed
  • Exclusive discounts for everyday things like gas, movie tickets and more
  • Free 1-on-1 sessions with certified credit coaches

Pay friends and pay bills, fee-free

Splitting the check with friends? Send and receive money from other cardholders, use your card for online or in-store purchases, and pay your bills from the app.

  • Send and receive money from other cardholders for free
  • Manage your bills and set up autopay to avoid late fees
  • Use everywhere Visa debit is accepted
Pay friends and pay bills, fee-free
Spend safely with smart guidance

Spend safely with smart guidance

Easily track your spending with SmartSpend budgeting tools, receive real-time alerts, and pay safely with the latest contactless technology.

  • Use SmartSpend budgeting analysis
  • Safe tap-to-pay contactless payments or add card to digital wallets
  • Real-time alerts so you always know what’s happening with your money

Peace of mind - included

Lock shield icon
FDIC insured
through CBKC*
Visa’s Zero
Liability protection
Visa’s Zero
Liability protection3
Lock and replace lost
or stolen cards
Lock and replace lost
or stolen cards
Bilingual support icon
bilingual support

Your earnings, spending, and savings with you in control

Use the digital card immediately.

Have questions? We have answers.