Get paid up to 2 days early1, stay on track with budgeting and discounts, and save2 toward your goals.
At Payactiv we are all about eliminating unnecessary fees and getting our users the best value for their hard earned money.
Approval subject to successful ID verification.
1In order for you to be paid early, your payroll or benefits payment provider must submit the deposit early. Your payment provider may not submit the deposit early each payment period. Be sure to ask when they submit your deposit information to the bank for processing. Early deposit of funds begins upon the 2nd qualifying deposit. A qualifying deposit is defined as a direct deposit greater than $5.00 received from the same payer.
2Goal-based saving is a set-aside account, and you will not receive interest or other earnings on the funds within the goal-based account.
3Banking services provided by Central Bank of Kansas City, Member FDIC.
Receive your paychecks and government payments sooner on the Payactiv Visa Card*. If your employer offers Payactiv, you can get paid on-demand and even schedule your paydays any day of the week.
Stop by one of 37,000+ surcharge-free MoneyPass® ATMs or get cash back at Point of Sale or over-the-counter from a bank teller.
Start setting money aside from each paycheck for a rainy day or toward your goals. We make saving easy with SmartSave guidance and an exclusive discount marketplace.
Splitting the check with friends? Send and receive money from other cardholders, use your card for online or in-store purchases, and pay your bills from the app.
Easily track your spending with SmartSpend budgeting tools, receive real-time alerts, and pay safely with the latest contactless technology.
5Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify us immediately of any unauthorized use. Consult your Cardholder Agreement for more detail.
Subject to successful ID verification.
Use the digital card immediately.
No. Payactiv Visa® Card is a prepaid card issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A.
After you apply in the app or online, you can use the virtual card right away. The physical card will arrive by mail in 7 to 10 business days.
You may check your card balance at any time by downloading the Payactiv mobile app, logging onto the Payactiv website, or by calling our customer service at (877) 937-6966.
Nothing. There are no activation fees, monthly fees, inactivity fees. View the Cardholder Agreement and the Fee Schedule for more details.
24 hour support: 1 (877) 937-6966 | [email protected]
* The Payactiv Visa Prepaid Card and the Payactiv Visa Payroll Card are issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 1-877-747-5862, 24 hours a day, 7 days a week.
** Central Bank of Kansas City does not administer, nor is liable for earned wage access.
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