Calculate Savings Business costs go down when employees are not stressed about money.

Annual Savings For Your Business and Employees

1 Step 1
Adjust these fields for your business to see the results below
Total employees
Less than $25/hr
Existing turnover
Fin-Tax cost

Reduced business costs

Reduction in turnover cost


Reduction in healthcare cost


Reduction in lost productivity


Positive impact on the bottom line


Increased purchasing power for employees

Fin-Tax (penalties) avoided by employees



Assumptions: Calculations are based on average salary of $15/hr, adoption rate of 40%, and cost of replacing employees as 30% of annual salary.

Turnover rate calculation: Equifax reported U.S. turnover rates by industry in 2014-15 as: Healthcare & Education: 30%, Financial: 29%, Information: 32%, Transportation: 40%, Manufacturing: 25%, Retail 56%, Leisure, 68%, Business Services: 60%, Wholesale: 29% 

Fin-Tax cost: Employees living paycheck to paycheck typically end up paying late fees, overdraft fees, pre-paid card fees, credit-card interest, or even payday loan or sub-prime loan in order to get through till the next paycheck. We call this the Fin-Tax or the cost of between paychecks financing. On average, employees pay minimum of $150 a month in these costly penalties.

Access is more than a paycheck.
It's peace of mind.

Access is more than a paycheck. It's peace of mind.

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