Everybody! Even if your employer isn’t enrolled in Payactiv, you can apply for the Payactiv card and receive your paycheck up to 2 days early and use our savings tools, get exclusive discounts, and 1:1 financial counseling.
If you have Payactiv from work, you will see hours worked and your current earnings in the app and you can transfer the accessible amount to your bank, card or get as cash.
Every pay period, you can access a portion of what you’ve already earned, up to 50%, and transfer to your card or bank account, or pick up cash from a Walmart Money Center. The maximum accessible amount is determined by employer settings.
You can transfer to the Payactiv Card or your personal card in real-time for free for less than $3. ACH bank transfers are completed in 1-3 business days.
Payactiv uses time and attendance data to provide earned wage access to employees. It works with existing systems and there’s no cost to the business in offering Payactiv services as an employee benefit.
Employers or designated payroll providers process payroll. Services within the Payactiv financial wellness program are independent of payroll and associated taxes.
Only employee name, employee ID, and clock-in clock-out information is needed.
No. It is Visa prepaid debit card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from/by Visa U.S.A.
After you apply in the app or online, you can use the virtual card immediately. The physical card will arrive by mail in 7 to 10 business days.
You may check your card balance at any time by using the Payactiv mobile app, website (payactiv.com), or by calling our customer service at (877) 747-5862.
Zero. There is no activation fees, monthly fees, inactivity fees, or other hidden fees.
Anyone with a valid U.S. social security number who is 18 years or older may apply for the payroll card if their employer offers it.
The main difference is that the payroll card is issued through employers to disburse employees’ paychecks while the prepaid card is available directly to consumers via our website. The functionality of the cards is essentially the same.
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* The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week.
** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App.
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