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Your livelihood is our life's work
We create products that empower more people to participate in the economy they helped create.
Before we created Earned Wage Access (EWA) in 2012, workers could only bridge the gap between needing money and getting paid with late and overdraft fees, or expensive payday loans. Now those funds go where they belong—in workers’ pockets and back into our economy.
Dignity is vital
Two-thirds of American workers are drowning in debt because bills are due before they receive their paycheck. These are the men and women who often stretch their money between paychecks, experience frequent financial shocks and maintain financial stability through creativity and grit.
Hence, our vision is simple—bring financial security, dignity, and savings to the millions experiencing financial stress. We believe that building a financial technology business requires more than great technology and amazing design. It requires a profitable yet socially-responsible business model and a deep commitment to improving the lives of our users.
Our values help drive us further
Even more important than what we build is how we build it—as a Public Benefit Corporation and Certified B-Corp. We model how it’s possible, and vital, to make a profit while serving a worthwhile purpose.
Everything we do is to help our members meet their livelihood needs, every day, without worry, and reach goals, big and small.
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** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App.
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