Last Modified: June 21, 2023
Payactiv, Inc. (“Payactiv,” “we,” “us,” or “our”) provides the Payactiv platform, this website, mobile applications, and related services (together, the “Services”). This Privacy Policy (“Privacy Policy”), which is incorporated into and is subject to the Payactiv Terms of Use, describes the information that we gather from you on the Services, how we use and disclose such information, and the steps we take to protect such information. By using our Services, you are agreeing to this Privacy Policy and our Terms and Conditions as they exist at the time of your use of the Services.
This Privacy Policy addresses activities on the Services provided by Payactiv. The Services may contain features or links to websites and services provided by third parties and other products and services that may be made available to you through a third-party website (“Third-Party Service”). Any information you provide to a Third-Party Service, is subject to the policies, if any, of their respective operators governing privacy and security, even if accessed through the Services. We have no control over the nature, content, availability, or privacy and security practices of any Third-Party Service or any third-party sites or services which are linked from, or can be accessed through, the Services. This Privacy Policy does not cover the links within the Services that link to such other Third-Party Services. We encourage you to learn about third parties’ privacy and security policies before providing them with information.
Payactiv collects personal information about you in order to:
When you use the Services or a Third-Party Service, we may collect information about you, either directly from you or from the entity that operates the Third-Party Service. Personal information we collect may include:
We collect and use the personal information described above in order to provide you with the Services in a reliable and secure manner. We also collect and use personal information for our legitimate business interests.
By using the Services, you acknowledge and agree that your data and information will also be treated in accordance with Plaid’s privacy policy, located at https://plaid.com/legal.
By using the Services and if applicable, you also authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to use, or to disclose to Payactiv or its service providers your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber and device status details, if available, where provided in accordance with your mobile operator’s privacy policy for the duration of our business relationship solely to help verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of our services.
As is true of most other online services, our Services collect certain information automatically. The information may include (i) internet protocol (“IP”) addresses, (ii) the region or general location where your computer or device is accessing the internet, (iii) browser type, (iv) operating system, and (v) other usage information about your use of the Services, including a history of the pages you view.
We may use cookies, web beacons, and other online trackers to: (i) personalize our Services, such as remembering information about you so that you will not have to re-enter it during your visit or the next time you visit the Services; (ii) provide customized advertisements, content, and information; (iii) monitor and analyze the effectiveness of the Services and third-party marketing activities; (iv) monitor aggregate site usage metrics such as total number of visitors and pages viewed; and (v) track your entries, submissions, and status in any promotions or other activities on the Services.
When you use the Services, we may send cookies – small text files containing a string of alphanumeric characters – to your device. We may use both session cookies and persistent cookies. A session cookie disappears after you close your browser. A persistent cookie remains after you close your browser and may be used by your browser on subsequent visits to the Services. Please review your web browser’s “Help” menu to learn how to modify your cookie settings. Please note that if you delete, or choose not to accept cookies from the Services, you may not be able to utilize the features of the Services to their fullest potential. We may use third party cookies on our Services as well. Payactiv does not process or respond to web browsers’ “do not track” signals or other similar transmissions that indicate a request to disable online tracking of users who visit Payactiv.com or any smartphone or tablet application provided by Payactiv (collectively, “Site”) or who use our Services.
We may also automatically record certain information from your device by using various types of technology, including “clear gifs” or “web beacons.” This automatically collected information may include your IP address or other device address or ID, web browser and/or device type, the web pages or sites that you visit before or after you use the Services, the pages or other content you view or otherwise interact with on the Services, and the dates and times that you visit, access, or use the Services. We also may use these technologies to collect information regarding your interaction with email messages, such as whether you opened, clicked on, or forwarded a message. This information may be gathered from all users and may be connected with other information about you.
We may use certain third-party web analytics services, including Google, Facebook, and Hotjar, to help us understand and analyze how visitors use the Site and to serve ads on our behalf across the Internet.
Certain external parties may participate in the Digital Advertising Alliance (“DAA”) and its AdChoices opt-out program. For more information about the DAA and its opt out tool, you can visit youradchoices.com/ for web browsers or aboutads.info/appchoices for mobile apps. In addition, certain advertising networks and exchanges may participate in the Network Advertising Initiative (“NAI”). To learn more about opting out of targeted advertising or to use the NAI tool, visit networkadvertising.org/choices/ for web browsers or networkadvertising.org/mobile-choice/ for mobile apps. Please be aware that, even if you are able to opt out of certain kinds of interest-based ads, you will continue to receive non-targeted ads.
We are not responsible for the effectiveness of, or compliance with, external-parties’ opt-out options or programs or the accuracy of their statements regarding their programs.
In an ongoing effort to better understand and service Payactiv’s customers, at times Payactiv conducts research on its customer demographics, interests and behavior based on the personal information and other information provided to us. This research may be compiled and analyzed on an aggregate basis and Payactiv may share this aggregate data with its affiliates, agents, and business partners. This aggregate information does not identify you personally and is not considered to be personal information.
Generally, we may disclose information to third parties if you consent to us doing so, as well as in the following circumstances:
We share personal information with third parties who are facilitating delivery of the Services. These third parties, which may include financial institutions that process disbursements of funds or third-party web hosts, may have access to or process information about you as part of providing those services for us. Generally, we limit the information provided to these service providers to information that is reasonably necessary for them to perform their functions, and we require them to agree to maintain the confidentiality of such information. Such third parties must agree to use such personal information only for the purposes for which they have been engaged by Payactiv and they must either:
We may disclose information about you to your employer in order to enable us to verify your identify and otherwise provide and/or enhance the Services.
We may disclose information about you if required to do so by law or in the good-faith belief that such action is necessary to comply with state and federal laws, in response to a court order, judicial or other government subpoena or warrant, or to otherwise cooperate with law enforcement or other governmental agencies.
We also reserve the right to disclose information about you that we believe, in good faith, is appropriate or necessary to: (i) take precautions against liability; (ii) protect ourselves or others from fraudulent, abusive, or unlawful uses or activity; (iii) investigate and defend ourselves against any third-party claims or allegations; (iv) protect the security or integrity of the Services and any facilities or equipment used to make the Services available; or (v) protect our property or other legal rights (including, but not limited to, enforcement of our agreements), or the rights, property, or safety of others.
Information about our users may be disclosed and otherwise transferred to an acquirer, successor, or assignee as part of any merger, acquisition, debt financing, sale of assets, or similar transaction, or in the event of an insolvency, bankruptcy, or receivership in which information is transferred to one or more third parties as one of our business assets.
We may make certain aggregated, automatically-collected, or otherwise de-identified information available to third parties for various purposes, including: (i) compliance with various reporting obligations; (ii) for business or marketing purposes; or (iii) to assist such parties in understanding our users’ interests, habits, and usage patterns for certain programs, content, services, advertisements, promotions, and/or functionality available through the Services. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
We offer you choices regarding the collection, use, and sharing of your personal information and we’ll respect the choices you make. Please note that if you decide not to provide us with the personal information that we request, you may not be able to access all of the features of the Services.
If you wish to update or amend any personal information you have provided to us, you may do so through the Services or through a Third-Party Service, or you may contact us at [email protected]. In your request, please note you are writing about “personal information” in the subject line or body of the email. Please note that while any changes you make will be reflected in active databases within a reasonable period of time, we may retain all information you submit for backups, archiving, prevention of fraud and abuse, analytics, satisfaction of legal obligations, or where we otherwise reasonably believe that we have a legitimate reason to do so.
If you receive marketing email from us, you may unsubscribe at any time by following the instructions contained within the email. You may also opt out from receiving marketing email from us by sending your request to us by email at [email protected] or by writing to us at the address given at the end of this Policy. In your request, please note you are writing to “unsubscribe” in the subject line or body of the email or correspondence.
Please be aware that if you opt out of receiving marketing email from us or otherwise modify the nature or frequency of promotional communications you receive from us, it may take up to ten (10) business days for us to process your request, and you may continue receiving promotional communications from us during that period. After you opt out from receiving marketing messages from us, you may continue to receive administrative and transactional messages from us regarding the Services.
We maintain physical, technical and administrative safeguards to protect your personal information. Our servers are located in the United States and to provide you with the Services, we may store, process and transmit information in the United States. Personal information may also be stored locally on the device you use to access the Services.
When you submit information to us, your information is protected. Wherever we collect sensitive information, that information is encrypted and transmitted to us in a secure way.
We only retain personal information for a limited period of time for as long as we need it to fulfill the purposes for which we have initially collected it, unless otherwise required or authorized by law.
A customer may request deletion of their data, but certain transaction information must be retained for legal purposes.
If you would like to request deletion of any personal information you have submitted to us, please contact us at [email protected]. In your request, please note you are writing about “personal information” in the subject line or body of the email.
Payactiv does not knowingly collect personal information from children under the age of 13. If we become aware that a child under the age of 13 has provided personal information to Payactiv through the Services, we will endeavor to delete that information from our databases in accordance with applicable law.
In compliance with the Privacy Shield Principles, Payactiv commits to resolve complaints about our collection or use of your personal information. EU individuals with inquiries or complaints regarding our Privacy Shield policy should first contact Payactiv at:
Payactiv, Inc.
4880 Stevens Creek Blvd. Suite 102
San Jose, CA 95129
Payactiv has further committed to refer unresolved Privacy Shield complaints to JAMS, an alternative dispute resolution provider located in the United States. If you do not receive timely acknowledgment of your complaint from us, or if we have not addressed your complaint to your satisfaction, please visit https://www.jamsadr.com/eu-us-privacy-shield for more information or to file a complaint. The services of JAMS are provided at no cost to you.
Payactiv also commits to cooperate with EU data protection authorities (DPAs) and comply with the advice given by such authorities with regard to human resources data transferred from the EU in the context of the employment relationship.
Payactiv reserves the right to amend the Privacy Policy at any time, for any reason, without notice to you, other than the posting of the amended Privacy Policy on this website. Changes to this Privacy Policy are effective when they are posted on this page. When we change the policy in a material manner, we will let you know by updating the “Effective Date” at the top of this page.
If you have any questions or comments about this Privacy Policy, please contact us by email at [email protected] and please note you are writing about “Privacy Policy” in the subject line or body of the email. or by postal mail at:
Payactiv, Inc.
4880 Stevens Creek Blvd. Suite 102
San Jose, CA 95129
Effective Date: January 1, 2023
This Privacy Notice for California Residents (“CA Privacy Notice”) supplements the information contained in the Privacy Policy of Payactiv (“Payactiv”, “we,” “us,” or “our”) and applies only to individuals who are California residents (“consumers” or “you”). Payactiv provides the Payactiv platform, this website, mobile applications, and related services (together, the “Services”). We adopt this notice to comply with the California Consumer Privacy Act (“CCPA”) and other California privacy laws. Any terms defined in the CCPA have the same meaning when used in this Notice.
In the event of a conflict between any other policy, statement, or notice and this CA Privacy Notice, this CA Privacy Notice will prevail as to the Personal Information of California consumers.
We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer (“Personal Information”). Personal Information we have collected over the past 12 months includes the categories listed below. Note that the Personal Information we collect about you varies based on your interactions with us, including whether you are a user or a job applicant, and may not include all of the examples listed below.
Category | Examples |
---|---|
Identifiers | Name, alias, postal address, online identifier, internet protocol address, email address, account name, Social Security number, driver’s license number, passport number, other unique personal identifier, or other similar identifiers. |
Personal information described in Cal. Civ. Code § 1798.80(e). | Name, signature, Social Security number, address, telephone number, passport number, driver’s license or state identification card number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information. Some Personal Information included in this category may overlap with other categories. |
Protected classification characteristics under California or federal law. | Age or date of birth, race, color, ancestry, national origin, citizenship, religion, creed, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, sexual orientation), veteran or military status. |
Commercial information. | Commercial information, including records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies. |
Internet or other electronic network activity information. | Including, but not limited to, browsing history, search history, and information regarding a consumer’s interaction with an internet website, application, or advertisement. |
Geolocation data. | Physical location based on your IP address. |
Audio, electronic, visual, or similar information. | Communications with us by phone or videoconferencing technology. |
Professional or employment-related information. | Including, but not limited to, current or past job history or performance evaluations, educational background, professional affiliations, certifications, languages spoken, and interests. |
Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)). | Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records. |
Inferences drawn from other Personal Information. | Profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes. |
Sensitive Personal Information | Personal Information that reveals a consumer’s Social Security number, driver’s license, state identification card, or passport number; Personal Information that reveals a consumer’s account log-in, financial account, debit card, or credit card number in combination with any required security or access code, password, or credentials allowing access to an account; Personal Information that reveals a consumer’s precise geolocation; and Personal Information that reveals the contents of a consumer’s mail, email, and text messages unless the business is the intended recipient of the communication. |
We also collect some Personal Information that does not directly fit within one of the categories defined by the CCPA. For example, we collect the contents of communications and information you send to us and authorize on the Site, such as criminal backgrounds and drug screenings for job applicants and employee IDs for users. Unless otherwise specified, the sources of this Personal Information, the purposes for which we use it, and the categories of persons to which we disclose it are the same as those listed for Identifiers.
We do not use or disclose Sensitive Personal Information for purposes to which the right to limit use and disclosure applies under the CCPA.
We may collect and use the Personal Information described above for one or more of the following purposes:
We disclose and, in the preceding twelve (12) months, have disclosed the above categories of Personal Information for the following business purposes:
We disclose your Personal Information to the following categories of third parties for a business purpose:
In the preceding twelve (12) months, we have not sold or shared Personal Information for cross-context or targeted behavioral advertising.
We collect Personal Information relating to you from the following categories of sources:
A description of how we retain Personal Information is provided in the Data Retention section above.
The CCPA providers California residents with specific rights regarding their Personal Information. The following is a description of your rights under the CCPA and how you can exercise such rights.
You have the right to request information about our collection and use of your Personal Information over the past 12 months, including:
If you believe that Personal Information we maintain about you is inaccurate, you have the right to request that we correct that information.
To exercise any of your rights described in this CA Privacy Notice, please submit a verifiable consumer request to us by calling us at +1 (877) 937-6966 or visiting us at https://www.payactiv.com/help/.
Only you or your authorized agent registered can submit a request relating to your Personal Information. Whether you submit your request directly or through an authorized agent, you must provide us with information that is sufficient to allow us to reasonably verify your identity. In most cases, this means that you will be asked to provide 2-3 pieces of Personal Information that we will match against our records to verify your identity.
Payactiv reserves the right to amend the CA Privacy Notice at any time, for any reason, without notice to you, other than the posting of the amended CA Privacy Notice on this website. Changes to this CA Privacy Notice are effective when they are posted on this page.
How to Contact Us
If you have any questions or comments about our CA Privacy Notice please contact us by email at [email protected] and please note you are writing about “CA Privacy Notice” in the subject line or body of the email, or by postal mail at:
Payactiv, Inc.
4880 Stevens Creek Blvd. Suite 102
San Jose, CA 95129
Last Modified: September 18, 2023
Payactiv, Inc. (“Payactiv,” “we,” “us,” or “our”) provides the Payactiv platform, this website, mobile applications, and related services (together, the “Services”). This Privacy Policy (“Privacy Policy”), which is incorporated into and is subject to the Payactiv Terms of Use, describes the information that we gather from you on the Services, how we use and disclose such information, and the steps we take to protect such information. By using our Services, you are agreeing to this Privacy Policy and our Terms and Conditions as they exist at the time of your use of the Services.
This Privacy Policy addresses activities on the Services provided by Payactiv. The Services may contain features or links to websites and services provided by third parties and other products and services that may be made available to you through a third-party website (“Third-Party Service”). Any information you provide to a Third-Party Service, is subject to the policies, if any, of their respective operators governing privacy and security, even if accessed through the Services. We have no control over the nature, content, availability, or privacy and security practices of any Third-Party Service or any third-party sites or services which are linked from, or can be accessed through, the Services. This Privacy Policy does not cover the links within the Services that link to such other Third-Party Services. We encourage you to learn about third parties’ privacy and security policies before providing them with information.
Payactiv collects personal information about you in order to:
When you use the Services or a Third-Party Service, we may collect information about you, either directly from you or from the entity that operates the Third-Party Service. Personal information we collect may include:
We collect and use the personal information described above in order to provide you with the Services in a reliable and secure manner. We also collect and use personal information for our legitimate business interests.
By using the Services, you acknowledge and agree that your data and information will also be treated in accordance with Plaid’s privacy policy, located at https://plaid.com/legal.
By using the Services and if applicable, you also authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to use, or to disclose to Payactiv or its service providers your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber and device status details, if available, where provided in accordance with your mobile operator’s privacy policy for the duration of our business relationship solely to help verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of our services.
As is true of most other online services, our Services collect certain information automatically. The information may include (i) internet protocol (“IP”) addresses, (ii) the region or general location where your computer or device is accessing the internet, (iii) browser type, (iv) operating system, and (v) other usage information about your use of the Services, including a history of the pages you view.
We may use cookies, web beacons, and other online trackers to: (i) personalize our Services, such as remembering information about you so that you will not have to re-enter it during your visit or the next time you visit the Services; (ii) provide customized advertisements, content, and information; (iii) monitor and analyze the effectiveness of the Services and third-party marketing activities; (iv) monitor aggregate site usage metrics such as total number of visitors and pages viewed; and (v) track your entries, submissions, and status in any promotions or other activities on the Services.
When you use the Services, we may send cookies – small text files containing a string of alphanumeric characters – to your device. We may use both session cookies and persistent cookies. A session cookie disappears after you close your browser. A persistent cookie remains after you close your browser and may be used by your browser on subsequent visits to the Services. Please review your web browser’s “Help” menu to learn how to modify your cookie settings. Please note that if you delete, or choose not to accept cookies from the Services, you may not be able to utilize the features of the Services to their fullest potential. We may use third party cookies on our Services as well. Payactiv does not process or respond to web browsers’ “do not track” signals or other similar transmissions that indicate a request to disable online tracking of users who visit Payactiv.com or any smartphone or tablet application provided by Payactiv (collectively, “Site”) or who use our Services.
We may also automatically record certain information from your device by using various types of technology, including “clear gifs” or “web beacons.” This automatically collected information may include your IP address or other device address or ID, web browser and/or device type, the web pages or sites that you visit before or after you use the Services, the pages or other content you view or otherwise interact with on the Services, and the dates and times that you visit, access, or use the Services. We also may use these technologies to collect information regarding your interaction with email messages, such as whether you opened, clicked on, or forwarded a message. This information may be gathered from all users and may be connected with other information about you.
We may use certain third-party web analytics services, including Google, Facebook, and Hotjar, to help us understand and analyze how visitors use the Site and to serve ads on our behalf across the Internet.
Certain external parties may participate in the Digital Advertising Alliance (“DAA”) and its AdChoices opt-out program. For more information about the DAA and its opt out tool, you can visit youradchoices.com/ for web browsers or aboutads.info/appchoices for mobile apps. In addition, certain advertising networks and exchanges may participate in the Network Advertising Initiative (“NAI”). To learn more about opting out of targeted advertising or to use the NAI tool, visit networkadvertising.org/choices/ for web browsers or networkadvertising.org/mobile-choice/ for mobile apps. Please be aware that, even if you are able to opt out of certain kinds of interest-based ads, you will continue to receive non-targeted ads.
We are not responsible for the effectiveness of, or compliance with, external-parties’ opt-out options or programs or the accuracy of their statements regarding their programs.
In an ongoing effort to better understand and service Payactiv’s customers, at times Payactiv conducts research on its customer demographics, interests and behavior based on the personal information and other information provided to us. This research may be compiled and analyzed on an aggregate basis and Payactiv may share this aggregate data with its affiliates, agents, and business partners. This aggregate information does not identify you personally and is not considered to be personal information.
Generally, we may disclose information to third parties if you consent to us doing so, as well as in the following circumstances:
We share personal information with third parties who are facilitating delivery of the Services. These third parties, which may include financial institutions that process disbursements of funds or third-party web hosts, may have access to or process information about you as part of providing those services for us. Generally, we limit the information provided to these service providers to information that is reasonably necessary for them to perform their functions, and we require them to agree to maintain the confidentiality of such information. Such third parties must agree to use such personal information only for the purposes for which they have been engaged by Payactiv and they must either:
We may disclose information about you to your employer in order to enable us to verify your identify and otherwise provide and/or enhance the Services.
We may disclose information about you if required to do so by law or in the good-faith belief that such action is necessary to comply with state and federal laws, in response to a court order, judicial or other government subpoena or warrant, or to otherwise cooperate with law enforcement or other governmental agencies.
We also reserve the right to disclose information about you that we believe, in good faith, is appropriate or necessary to: (i) take precautions against liability; (ii) protect ourselves or others from fraudulent, abusive, or unlawful uses or activity; (iii) investigate and defend ourselves against any third-party claims or allegations; (iv) protect the security or integrity of the Services and any facilities or equipment used to make the Services available; or (v) protect our property or other legal rights (including, but not limited to, enforcement of our agreements), or the rights, property, or safety of others.
Information about our users may be disclosed and otherwise transferred to an acquirer, successor, or assignee as part of any merger, acquisition, debt financing, sale of assets, or similar transaction, or in the event of an insolvency, bankruptcy, or receivership in which information is transferred to one or more third parties as one of our business assets.
We may make certain aggregated, automatically-collected, or otherwise de-identified information available to third parties for various purposes, including: (i) compliance with various reporting obligations; (ii) for business or marketing purposes; or (iii) to assist such parties in understanding our users’ interests, habits, and usage patterns for certain programs, content, services, advertisements, promotions, and/or functionality available through the Services. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
We offer you choices regarding the collection, use, and sharing of your personal information and we’ll respect the choices you make. Please note that if you decide not to provide us with the personal information that we request, you may not be able to access all of the features of the Services.
If you wish to update or amend any personal information you have provided to us, you may do so through the Services or through a Third-Party Service, or you may contact us at [email protected]. In your request, please note you are writing about “personal information” in the subject line or body of the email. Please note that while any changes you make will be reflected in active databases within a reasonable period of time, we may retain all information you submit for backups, archiving, prevention of fraud and abuse, analytics, satisfaction of legal obligations, or where we otherwise reasonably believe that we have a legitimate reason to do so.
If you receive marketing email from us, you may unsubscribe at any time by following the instructions contained within the email. You may also opt out from receiving marketing email from us by sending your request to us by email at [email protected] or by writing to us at the address given at the end of this Policy. In your request, please note you are writing to “unsubscribe” in the subject line or body of the email or correspondence.
Please be aware that if you opt out of receiving marketing email from us or otherwise modify the nature or frequency of promotional communications you receive from us, it may take up to ten (10) business days for us to process your request, and you may continue receiving promotional communications from us during that period. After you opt out from receiving marketing messages from us, you may continue to receive administrative and transactional messages from us regarding the Services.
We maintain physical, technical and administrative safeguards to protect your personal information. Our servers are located in the United States and to provide you with the Services, we may store, process and transmit information in the United States. Personal information may also be stored locally on the device you use to access the Services.
When you submit information to us, your information is protected. Wherever we collectsensitiveinformation,thatinformationisencryptedandtransmittedtous inasecureway.
We only retain personal information for a limited period of time for as long as we need it to fulfill the purposes for which we have initially collected it, unless otherwise required or authorized by law.
A customer may request deletion of their data, but certain transaction information must be retained for legal purposes.
If you would like to request deletion of any personal information you have submitted to us, please contact us at [email protected]. In your request, please note you are writing about “personal information” in the subject line or body of the email.
Payactiv does not knowingly collect personal information from children under the age of 13. If we become aware that a child under the age of 13 has provided personal information to Payactiv through the Services, we will endeavor to delete that information from our databases in accordance with applicable law.
Payactiv reserves the right to amend the Privacy Policy at any time, for any reason, without notice to you, other than the posting of the amended Privacy Policy on this website. Changes to this Privacy Policy are effective when they are posted on this page. When we change the policy in a material manner, we will let you know by updating the “Effective Date” at the top of this page.
If you have any questions or comments about this Privacy Policy, please contact us by email at [email protected] and please note you are writing about “Privacy Policy” in the subject line or body of the email. or by postal mail at:
Payactiv, Inc.
4880 Stevens Creek Blvd. Suite 102
San Jose, CA 95129
Effective Date: January 1, 2023
This Privacy Notice for California Residents (“CA Privacy Notice”) supplements the information contained in the Privacy Policy of Payactiv (“Payactiv”, “we,” “us,” or “our”) and applies only to individuals who are California residents (“consumers” or “you”). Payactiv provides the Payactiv platform, this website, mobile applications, and related services (together, the “Services”). We adopt this notice to comply with the California Consumer Privacy Act (“CCPA”) and other California privacy laws. Any terms defined in the CCPA have the same meaning when used in this Notice.
In the event of a conflict between any other policy, statement, or notice and this CA Privacy Notice, this CA Privacy Notice will prevail as to the Personal Information of California consumers.
We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer (“Personal Information”). Personal Information we have collected over the past 12 months includes the categories listed below. Note that the Personal Information we collect about you varies based on your interactions with us, including whether you are a user or a job applicant, and may not include all of the examples listed below.
Category | Examples |
Identifiers | Name, alias, postal address, online identifier, internet protocol address, email address, account name, Social Security number, driver’s license number, passport number, other unique personal identifier, or other similar identifiers. |
Personal information described in Cal. Civ. Code § 1798.80(e). | Name, signature, Social Security number, address, telephone number, passport number, driver’s license or state identification card number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information. Some Personal Information included in this category may overlap with other categories. |
Protected classification characteristics under California or federal law. | Age or date of birth, race, color, ancestry, national origin, citizenship, religion, creed, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, sexual orientation), veteran or military status. |
Commercial information. | Commercial information, including records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies. |
Internet or other electronic network activity information. | Including, but not limited to, browsing history, search history, and information regarding a consumer’s interaction with an internet website, application, or advertisement. |
Geolocation data. | Physical location based on your IP address. |
Audio, electronic, visual, or similar information. | Communications with us by phone or videoconferencing technology. |
Professional or employment-related information. | Including, but not limited to, current or past job history or performance evaluations, educational background, professional affiliations, certifications, languages spoken, and interests. |
Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)). | Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records. |
Inferences drawn from other Personal Information. | Profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes. |
Sensitive Personal Information | Personal Information that reveals a consumer’s Social Security number, driver’s license, state identification card, or passport number; Personal Information that reveals a consumer’s account log-in, financial account, debit card, or credit card number in combination with any required security or access code, password, or credentials allowing access to an account; Personal Information that reveals a consumer’s precise geolocation; and Personal Information that reveals the contents of a consumer’s mail, email, and text messages unless the business is the intended recipient of the communication. |
We also collect some Personal Information that does not directly fit within one of the categories defined by the CCPA. For example, we collect the contents of communications and information you send to us and authorize on the Site, such as criminal backgrounds and drug screenings for job applicants and employee IDs for users. Unless otherwise specified, the sources of this Personal Information, the purposes for which we use it, and the categories of persons to which we disclose it are the same as those listed for Identifiers.
We do not use or disclose Sensitive Personal Information for purposes to which the right to limit use and disclosure applies under the CCPA.
We may collect and use the Personal Information described above for one or more of the following purposes:
We disclose and, in the preceding twelve (12) months, have disclosed the above categories of Personal Information for the following business purposes:
We disclose your Personal Information to the following categories of third parties for a business purpose:
In the preceding twelve (12) months, we have not sold or shared Personal Information for cross-context or targeted behavioral advertising.
We collect Personal Information relating to you from the following categories of sources:
A description of how we retain Personal Information is provided in the Data Retention section above.
The CCPA providers California residents with specific rights regarding their Personal Information. The following is a description of your rights under the CCPA and how you can exercise such rights.
You have the right to request information about our collection and use of your Personal Information over the past 12 months, including:
If you believe that Personal Information we maintain about you is inaccurate, you have the right to request that we correct that information.
To exercise any of your rights described in this CA Privacy Notice, please submit a verifiable consumer request to us by calling us at +1 (877) 937-6966 or visiting us at https://help.payactiv.com/s/contactsupport.
Only you or your authorized agent registered can submit a request relating to your Personal Information. Whether you submit your request directly or through an authorized agent, you must provide us with information that is sufficient to allow us to reasonably verify your identity. In most cases, this means that you will be asked to provide 2-3 pieces of Personal Information that we will match against our records to verify your identity.
Payactiv reserves the right to amend the CA Privacy Notice at any time, for any reason, without notice to you, other than the posting of the amended CA Privacy Notice on this website. Changes to this CA Privacy Notice are effective when they are posted on this page.
How to Contact Us
If you have any questions or comments about our CA Privacy Notice please contact us by email at [email protected] and please note you are writing about “CA Privacy Notice” in the subject line or body of the email, or by postal mail at:
Payactiv, Inc.
4880 Stevens Creek Blvd. Suite 102
San Jose, CA 95129
Última modificación: 18 de septiembre de 2023
Payactiv, Inc. (“Payactiv”, “nosotros”, “nos” o “nuestro”) ofrece la plataforma Payactiv, este sitio web, aplicaciones móviles y servicios relacionados (en conjunto, los “Servicios”). Esta Política de privacidad (la “Política de privacidad”), que está incluida en y sujeta a las Condiciones de uso de Payactiv, describe la información que recopilamos de usted en los Servicios, cómo utilizamos y divulgamos dicha información y los pasos que tomamos para proteger dicha información. Al utilizar nuestros Servicios, acepta esta Política de privacidad y nuestros Términos y condiciones tal como existen en el momento de su uso de los Servicios.
Esta Política de privacidad aborda las actividades en los Servicios prestados por Payactiv. Los Servicios pueden contener funciones o enlaces a sitios web y servicios proporcionados por terceros y otros productos y servicios que pueden ponerse a su disposición a través de un sitio web de terceros (el “Servicio de terceros”). La información que brindase a un Servicio de terceros está sujeta a las políticas, si las hubiera, de sus respectivos operadores que rigen la privacidad y la seguridad, aunque accediese a través de los Servicios. No tenemos control sobre la naturaleza, el contenido, la disponibilidad ni sobre las prácticas de privacidad y seguridad de ningún Servicio de terceros ni de ningún sitio o servicio de terceros al que se vinculase desde o al que se pudiese acceder a través de los Servicios. Esta Política de privacidad no cubre los enlaces que aparecen dentro de los Servicios que se vinculan a dichos Servicios de terceros. Le recomendamos que conozca las políticas de privacidad y seguridad de aquellos terceros antes de brindarles información.
Payactiv recopila información personal sobre usted con estos fines:
Cuando utilizara los Servicios o un Servicio de terceros, podemos recopilar información sobre usted, ya sea directamente de usted o de la entidad que opera el Servicio de terceros. La información personal que recopilamos puede incluir la siguiente:
Recopilamos y utilizamos la información personal descrita con anterioridad para prestarle los Servicios de forma fiable y segura. También recopilamos y utilizamos información personal para nuestros intereses comerciales legítimos.
Al utilizar los Servicios, reconoce y acepta que sus datos e información también se tratarán de acuerdo con la política de privacidad de Plaid, que puede encontrar en https://plaid.com/legal.
Al utilizar los Servicios, si procediese, también autoriza a su operador inalámbrico (AT&T, Sprint, T-Mobile, US Cellular, Verizon o cualquier otro operador inalámbrico de marca) a usar o divulgar a Payactiv o a sus proveedores de servicios su número de móvil, nombre, dirección, correo electrónico, estado de la red, tipo de cliente, función del cliente, tipo de facturación, identificadores de dispositivos móviles (IMSI e IMEI) y otros detalles del estado del suscriptor y del dispositivo, si estuviese disponible, cuando se proporcionase de acuerdo con la política de privacidad de su operador de telefonía móvil durante la duración de nuestra relación comercial solo para ayudar a verificar su identidad y para proteger o prevenir el fraude real o potencial o el uso no autorizado de nuestros servicios.
Tal como sucede con la mayoría de los demás servicios en línea, nuestros Servicios recopilan cierta información de manera automática. La información puede incluir (i) direcciones de protocolo de Internet (“IP”), (ii) la región o ubicación general donde su computadora o dispositivo accede a Internet, (iii) tipo de navegador, (iv) sistema operativo y (v) otra información de uso sobre su utilización de los Servicios, incluido un historial de las páginas que ve.
Podemos utilizar cookies, balizas web y otros rastreadores en línea para: (i) personalizar nuestros Servicios, como recordar información sobre usted para que no tuviese que volver a ingresarla durante su visita o la próxima vez que visitase los Servicios; (ii) ofrecer anuncios, contenido e información personalizados; (iii) supervisar y analizar la eficacia de los Servicios y las actividades de marketing de terceros; (iv) supervisar las métricas de uso del sitio agrupadas, como el número total de visitantes y las páginas vistas y (v) hacer un seguimiento de sus entradas, presentaciones y estado en cualquier promoción u otras actividades de los Servicios.
Cuando utilizara los Servicios, podemos enviar cookies (pequeños archivos de texto que contienen una cadena de caracteres alfanuméricos) a su dispositivo. Podemos utilizar tanto cookies de sesión como cookies persistentes. Una cookie de sesión desaparece después de cerrar el navegador. Una cookie persistente permanece después de que cerrase su navegador y puede ser utilizada por su navegador en visitas posteriores a los Servicios. Revise el menú “Help” (Ayuda) de su navegador web para saber cómo modificar su configuración de cookies. Tenga en cuenta que, si eliminase o decidiese no aceptar cookies de los Servicios, es posible que no pudiese aprovechar al máximo las funciones de los Servicios. También podemos utilizar cookies de terceros en nuestros Servicios. Payactiv no procesa ni responde a las señales de “no rastrear” de los navegadores web u otras transmisiones similares que indicasen una solicitud para deshabilitar el seguimiento en línea de los usuarios que visitan Payactiv.com o cualquier aplicación para smartphone o tablet ofrecida por Payactiv (en conjunto, el “Sitio”) o de los usuarios que utilizan nuestros Servicios.
También podemos grabar de manera automática cierta información de su dispositivo mediante el uso de varios tipos de tecnología, incluidos “gifs transparentes” o “balizas web”. La información que se recopila de manera automática puede incluir su dirección IP u otra dirección o identificación de dispositivo, navegador web o tipo de dispositivo, las páginas web o los sitios que visita antes o después de utilizar los Servicios, las páginas u otro contenido que viese o con el que interactuase de otro modo en los Servicios y las fechas y horas en las que visita, accede o utiliza los Servicios. También podemos utilizar estas tecnologías para recopilar información sobre su interacción con mensajes de correo electrónico, como si abrió, hizo clic en un mensaje o si lo reenvió. Esta información puede recopilarse de todos los usuarios y puede estar relacionada con otra información sobre usted.
Podemos utilizar ciertos servicios de análisis web de terceros, incluidos Google, Facebook y Hotjar, para ayudarnos a comprender y analizar cómo utilizan los visitantes el Sitio y para mostrar anuncios en nuestro nombre a través de Internet.
Ciertas partes externas pueden participar en la Alianza de Publicidad Digital (Digital Advertising Alliance, “DAA”) y su programa de exclusión AdChoices. Para obtener más información sobre la DAA y su herramienta de exclusión, puede visitar youradchoices.com/ para navegadores web o aboutads.info/appchoices para aplicaciones móviles. Asimismo, ciertas redes e intercambios publicitarios participan en la Iniciativa de publicidad en red (Network Advertising Initiative, “NAI”). Para obtener más información sobre cómo excluirse de la publicidad dirigida o utilizar la herramienta de NAI, visite networkadvertising.org/choices/ para navegadores web o networkadvertising.org/mobile-choice/ para aplicaciones móviles. Tenga en cuenta que, aunque pudiese excluirse de ciertos tipos de anuncios que se basan en intereses, seguirá recibiendo anuncios no dirigidos.
No somos responsables de la efectividad ni del cumplimiento de las opciones o de los programas de exclusión de terceros externos ni de la exactitud de sus declaraciones con respecto a sus programas.
En un esfuerzo continuo por comprender y atender mejor a los clientes de Payactiv, a veces Payactiv realiza investigaciones sobre los datos demográficos, intereses y comportamientos de sus clientes que se basan en la información personal y otra información que nos brindan. Esta investigación puede compilarse y analizarse de forma conjunta y Payactiv puede compartir estos datos agrupados con sus filiales, agentes y socios comerciales. Esta información agrupada no le identifica de manera personal y no se considera información personal.
Por lo general, podemos divulgar información a terceros si diese su consentimiento para que lo hiciéramos, así como en las circunstancias siguientes:
compartimos información personal con terceros que facilitan la prestación de los Servicios. Estos terceros, que pueden incluir instituciones financieras que procesan desembolsos de fondos o hosts web de terceros, pueden tener acceso o procesar información sobre usted como parte de la prestación de los servicios que nos brindan. Por lo general, limitamos la información entregada a estos proveedores de servicios a aquella que es necesaria en términos razonables para que realicen sus funciones y les exigimos que acepten respetar la confidencialidad de dicha información. Dichos terceros deben aceptar utilizar dicha información personal solo para los fines para los que han sido contratados por Payactiv y deben hacer lo que sigue:
Podemos divulgar información sobre usted a su empleador con el fin de permitirnos verificar su identificación y prestar o mejorar los Servicios.
Podemos divulgar información sobre usted si así lo exigiesen las leyes o si creyéramos de buena fe que dicha medida es necesaria para cumplir con las leyes estatales y federales, en respuesta a una orden judicial, citación u orden judicial u otra orden gubernamental o para cooperar de otro modo con las fuerzas del orden u otras agencias gubernamentales.
También nos reservamos el derecho de divulgar información sobre usted cuando creyéramos, de buena fe, es apropiado o necesario para: (i) tomar precauciones frente a obligaciones; (ii) protegernos a nosotros mismos o a los demás de usos o actividades fraudulentas, abusivas o ilegales; (iii) investigar y defendernos contra cualquier reclamo o acusación de terceros; (iv) proteger la seguridad o integridad de los Servicios y cualquier instalación o equipo utilizado para poner los Servicios a disposición o (v) proteger nuestra propiedad u otros derechos legales (incluidos, entre otros, el cumplimiento de nuestros acuerdos) o los derechos, la propiedad o la seguridad de los demás.
La información sobre nuestros usuarios podría divulgarse y transferirse de otro modo a un adquirente, sucesor o cesionario como parte de una fusión, adquisición, financiación de deuda, venta de activos o transacción similar o en caso de insolvencia, quiebra o administración judicial en la que la información se transfiriese a uno o más terceros como uno de nuestros activos comerciales.
Podemos poner a disposición de terceros cierta información agrupada, recopilada de manera automática o anonimizada de otro modo para diversos fines, incluidos: (i) el cumplimiento de diversas obligaciones de notificación; (ii) con fines comerciales o de marketing o (iii) para ayudar a dichas partes a comprender los intereses, hábitos y patrones de uso de nuestros usuarios para ciertos programas, contenido, servicios, anuncios, promociones o funcionalidades disponibles a través de los Servicios. Todas las categorías anteriores excluyen los datos y el consentimiento de suscripción del originador de mensajes de texto; esta información no se compartirá con terceros.
Le ofrecemos opciones en relación con la recopilación, el uso y el intercambio de su información personal y respetaremos las decisiones que tomase. Tenga en cuenta que, si decidiese no brindarnos la información personal que solicitamos, es posible que no pudiese acceder a todas las funciones de los Servicios.
Si deseara actualizar o modificar cualquier información personal que nos hubiese proporcionado, puede hacerlo a través de los Servicios o a través de un Servicio de terceros o puede comunicarse con nosotros en [email protected]. En su solicitud, indique que está escribiendo en relación con “información personal” en el asunto o en el cuerpo del correo electrónico. Tenga en cuenta que, si bien los cambios que realizara se reflejarán en las bases de datos activas dentro de un período razonable, podemos conservar toda la información que enviase para copias de seguridad, archivo, prevención de fraude y abuso, análisis, satisfacción de obligaciones legales o cuando creyéramos de manera razonable que tenemos un motivo legítimo para hacerlo.
Si recibiese un correo electrónico de marketing de nuestra parte, puede cancelar su suscripción en cualquier momento al seguir las instrucciones que aparecen en el correo electrónico. También puede optar por no recibir correos electrónicos de marketing de nuestra parte al enviarnos su solicitud por correo electrónico a [email protected] o escribirnos a la dirección que se indica al final de esta Política. En su solicitud, indique que está escribiendo para “cancelar la suscripción” en el asunto o en el cuerpo del correo electrónico o la correspondencia.
Tenga en cuenta que, si optase por no recibir correos electrónicos de marketing nuestros o modificase de otro modo la naturaleza o frecuencia de las comunicaciones promocionales que recibe de nosotros, podríamos tardar hasta diez (10) días hábiles en procesar su solicitud y podría continuar recibiendo comunicaciones promocionales de nosotros durante ese período. Después de que optase por no recibir nuestros mensajes de marketing, es posible que siguiese recibiendo nuestros mensajes administrativos y transaccionales con respecto a los Servicios.
Mantenemos salvaguardas físicas, técnicas y administrativas para proteger su información personal. Nuestros servidores están ubicados en los Estados Unidos de Norteamérica y, para prestarle los Servicios, podemos almacenar, procesar y transmitir información en los Estados Unidos de Norteamérica. La información personal también puede almacenarse de manera local en el dispositivo que utiliza para acceder a los Servicios.
Cuando nos enviase información, su información está protegida. Dondequiera que recopiláramos información confidencial, esa información primero se cifra y luego nos la transmiten de forma segura.
Solo conservamos la información personal durante un período limitado mientras la necesitáramos para cumplir con los fines para los que la hemos recopilado de manera inicial, a menos que las leyes exigiesen o autorizaran otra cosa.
Los clientes pueden solicitar la eliminación de sus datos, pero cierta información de la transacción debe conservarse con fines legales.
Si deseara solicitar la eliminación de cualquier información personal que nos hubiese enviado, comuníquese con nosotros a través de esta dirección [email protected]. En su solicitud, indique que está escribiendo en relación con “información personal” en el asunto o en el cuerpo del correo electrónico.
Payactiv no recopila, a sabiendas, información personal de menores de 13 años. Si tomáramos conocimiento de que un menor de 13 años ha proporcionado información personal a Payactiv a través de los Servicios, intentaremos eliminar esa información de nuestras bases de datos de acuerdo con la legislación aplicable.
Payactiv se reserva el derecho de modificar la Política de privacidad en cualquier momento, por cualquier motivo y sin necesidad de otorgar aviso previo, salvo la publicación de la Política de privacidad modificada en este sitio web. Los cambios en esta Política de privacidad entran en vigor cuando se publican en esta página. Cuando cambiáramos la política de forma sustancial, le informaremos al actualizar la “Fecha de entrada en vigor” en la parte superior de esta página.
Si tiene alguna pregunta o comentario sobre esta Política de privacidad, comuníquese con nosotros por correo electrónico a través de esta dirección [email protected] e indíquenos que está escribiendo sobre la “Política de privacidad” en el asunto o el cuerpo del correo electrónico o por correo postal a esta dirección:
Payactiv, Inc.
4880 Stevens Creek Blvd., Suite 102
San Jose, CA 95129
Fecha de entrada en vigor: 1 de enero de 2023
Este Aviso de privacidad para los residentes de California (el “Aviso de privacidad de California”) complementa la información contenida en la Política de privacidad de Payactiv (“Payactiv”, “nosotros”, “nos” o “nuestro”) y se aplica solo a las personas que fuesen residentes de California (los “consumidores” o “usted”). Payactiv ofrece la plataforma Payactiv, este sitio web, aplicaciones móviles y servicios relacionados (en conjunto, los “Servicios”). Adoptamos este aviso para cumplir con la Ley de Privacidad del Consumidor de California (California Consumer Privacy Act, “CCPA”) y otras leyes de privacidad de California. Los términos que se definen en la CCPA tienen el mismo significado cuando se utilizaran en este Aviso.
En caso de conflicto entre cualquier otra política, declaración o aviso y este Aviso de privacidad de California, este Aviso de privacidad de California prevalecerá en cuanto a la Información personal de los consumidores de California.
Recopilamos información que identifica a, se relaciona con, describe, hace referencia a, es capaz de asociarse o podría vincularse razonable, de manera directa o indirecta con un consumidor en particular (la “Información personal”). La Información personal que hemos recopilado en los últimos 12 meses incluye las categorías que se enumeran a continuación. Tenga en cuenta que la Información personal que recopilamos sobre usted varía en función de sus interacciones con nosotros, por ejemplo, si fuese un usuario o un solicitante de empleo y es posible que no abarcase todos los ejemplos que se enumeran a continuación.
Categoría | Ejemplos |
Identificadores | Nombre, alias, dirección postal, identificador en línea, dirección de protocolo de Internet, dirección de correo electrónico, nombre de cuenta, número de Seguro social, número de licencia de conducir, número de pasaporte, otro identificador personal único u otros identificadores similares. |
Información personal descrita en el art. 1798.80(e) del Cód. civil de California | Nombre, firma, número de Seguro social, dirección, número de teléfono, número de pasaporte, número de tarjeta de identificación estatal o licencia de conducir, educación, empleo, historial laboral, número de cuenta bancaria, número de tarjeta de crédito, número de tarjeta de débito o cualquier otra información financiera. Algunos datos personales incluidos en esta categoría pueden solaparse con otras categorías. |
Características de clasificación protegidas en virtud de las leyes federales o de California | Edad o fecha de nacimiento, raza, color, ascendencia, nacionalidad, ciudadanía, religión, credo, afección médica, discapacidad física o mental, sexo (incluido género, identidad de género, expresión de género, orientación sexual), condición de veterano o militar. |
Información comercial | Información comercial, incluidos registros de bienes personales, productos o servicios adquiridos, obtenidos o considerados u otros historiales o tendencias de compra o consumo. |
Información de actividad de Internet u otra red electrónica | Incluye, entre otros, el historial de navegación, el historial de búsqueda y la información relativa a la interacción de un consumidor con un sitio web, aplicación o anuncio de Internet. |
Datos de geolocalización | Ubicación física basada en su dirección IP. |
Información de audio, electrónica, visual o similar | Comunicaciones con nosotros por teléfono o tecnología de videoconferencia. |
Información profesional o relacionada con el empleo | Incluye, entre otros, el historial laboral actual o pasado o evaluaciones de desempeño, formación académica, afiliaciones profesionales, certificaciones, idiomas hablados e intereses. |
Información de educación no pública (según la Ley de Derechos Educativos y Privacidad de la Familia [Family Educational Rights and Privacy Act] (título 20, sección 1232g del Código de los Estados Unidos de Norteamérica [United States Code, U.S.C.], título 34, parte 99 del Código de regulaciones federales [Code of Federal Regulations, C.F.R.])) | Registros educativos directamente relacionados con un estudiante conservados por una institución educativa o parte que actuase en su nombre, como calificaciones, transcripciones, listas de clases, horarios de estudiantes, códigos de identificación de estudiantes, información financiera de estudiantes o registros disciplinarios de estudiantes. |
Inferencias extraídas de otra Información personal | Perfil que refleja las preferencias, las características, las tendencias psicológicas, las predisposiciones, el comportamiento, las actitudes, la inteligencia, las habilidades y las aptitudes de una persona. |
Información personal confidencial | Información personal que revela el número de Seguro social, licencia de conducir, tarjeta de identificación estatal o número de pasaporte de un consumidor; Información personal que revela el número de inicio de sesión de una cuenta de consumidor, cuenta financiera, tarjeta de débito o tarjeta de crédito en combinación con cualquier código de seguridad o acceso, contraseña o credenciales que permitan el acceso a una cuenta; Información personal que revela la geolocalización precisa de un consumidor e Información personal que revela el contenido del correo, correo electrónico y mensajes de texto de un consumidor, a menos que la compañía fuese el destinatario previsto de la comunicación. |
También recopilamos cierta Información personal que no encaja directamente en una de las categorías definidas por la CCPA. Por ejemplo, recopilamos el contenido de las comunicaciones y la información que nos envía y autorizamos en el Sitio, como antecedentes penales y pruebas de detección de drogas para solicitantes de empleo y las identificaciones de empleados para los usuarios. A menos que se especificase otra cosa, las fuentes de esta Información personal, los fines para los que la utilizamos y las categorías de personas a las que la divulgamos son las mismas que las enumeradas para los Identificadores.
No utilizamos ni divulgamos Información personal confidencial para fines a los que se aplicase el derecho a limitar el uso y la divulgación en virtud de la CCPA.
Podemos recopilar y utilizar la Información personal descrita con anterioridad para uno o más de los fines siguientes:
Divulgamos y, en los doce (12) meses anteriores, hemos divulgado las categorías anteriores de Información personal para los siguientes fines comerciales:
Divulgamos su Información personal a las siguientes categorías de terceros con un fin comercial:
En los doce (12) meses anteriores, no hemos vendido ni compartido Información personal para publicidad conductual dirigida o multicontexto.
Recopilamos Información personal relacionada con usted de las siguientes categorías de fuentes:
En la sección “Conservación de datos”, se incluye una descripción de cómo conservamos la Información personal.
La CCPA ofrece a los residentes de California derechos específicos con respecto a su Información personal. La siguiente es una descripción de sus derechos en virtud de la CCPA y cómo puede ejercer dichos derechos.
Tiene derecho a solicitar información sobre nuestra recopilación y sobre cómo usamos su Información personal en los últimos 12 meses, por ejemplo:
Si creyese que la Información personal que conservamos sobre usted es inexacta, tiene derecho a solicitar que corrigiéramos esa información.
Para ejercer cualquiera de sus derechos descritos en este Aviso de privacidad de California, envíenos una solicitud de consumidor verificable al llamarnos al +1 (877) 937-6966 o visitarnos en https://help.payactiv.com/s/contactsupport.
Solo usted o su agente autorizado puede enviar una solicitud relacionada con su Información personal. Ya sea que enviase su solicitud directamente o a través de un agente autorizado, debe brindarnos la información suficiente para permitirnos verificar de manera razonable su identidad. En la mayoría de los casos, esto significa que se le pedirá que brinde 2 o 3 datos personales que compararemos con nuestros registros para verificar su identidad.
Payactiv se reserva el derecho de modificar la Política de privacidad de California en cualquier momento, por cualquier motivo y sin necesidad de otorgar aviso previo, salvo la publicación de la Política de privacidad de California modificada en este sitio web. Los cambios en esta Política de privacidad de California entran en vigor cuando se publican en esta página.
Cómo comunicarse con nosotros
Si tiene alguna pregunta o comentario sobre nuestra Política de privacidad de California, comuníquese con nosotros por correo electrónico a través de esta dirección [email protected] e indíquenos que está escribiendo sobre la “Política de privacidad de California” en el asunto o el cuerpo del correo electrónico o por correo postal a esta dirección:
Payactiv, Inc.
4880 Stevens Creek Blvd., Suite 102
San Jose, CA 95129
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