Make any day payday

Access your earned wages on-demand from the Payactiv app. No more waiting for payday, borrowing, overdrafts and late fees. Now you can use your money to pay for what you need when you need it.

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On-Demand Pay 1

How it works

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Access your
earned wages

Your worked hours turn into accessible wages in the Payactiv app1

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Tackle daily

Use wages to pay for an upcoming bill, an Uber, discounted gas, and more

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settle funds

On payday, the wages you accessed will show as deductions on your paycheck


Your money when you need it

Every day you work, up to 50% of your net earnings will be accessible to you in the Payactiv app. It is totally up to you when and how you want to transfer these funds.

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On-Demand Pay

Get paid on your schedule

Schedule when and how much you want to get paid and we’ll automatically transfer your earned wages to your Payactiv Visa® Card*.

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In their own words

It’s my money. It’s nobody else’s money. I worked for it. I’m not borrowing it. So you know, it’s peace of mind to have Payactiv.
– Payactiv User
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Don’t have access to EWA?

Head to the Payactiv app to search through thousands of job listings from companies we partner with. You can also fill out the form so our people can call your people and make Payactiv EWA available at your workplace.

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How do I access my earned wages?

If you have Payactiv from work, you will see hours worked and your current earnings in the app and you can transfer the accessible amount to your bank, card or get as cash.

How much money can I get from Payactiv?

Every pay period, you can access a portion of what you’ve already earned. Transfer your wages to your card or bank account, or pick up cash from a Walmart Money Center. The limit for a single EWA transfer is $500 without Direct Deposit set up, and $1000 with Direct Deposit set up. However, the maximum accessible amount is ultimately determined by employer settings.

How long does it take to get my earned wages?

You can transfer to the Payactiv Card or your personal card in real-time for free for less than $3. ACH  bank transfers are completed in 1-3 business days.

If I take $100 today when will it be deducted from my paycheck?

Funds accessed using Payactiv will show as deductions on your next paycheck.

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