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FROM THE CREATORS of ON-DEMAND PAY
Make any day payday
Access your earned wages on-demand from the Payactiv app. No more waiting for payday, borrowing, overdrafts and late fees. Now you can use your money to pay for what you need when you need it.
How it works
Access your
earned wages
Your worked hours turn into accessible wages in the Payactiv app1
Tackle daily
expenses
Use wages to pay for an upcoming bill, an Uber, discounted gas, and more
Automatically
settle funds
On payday, the wages you accessed will show as deductions on your paycheck
EARNED WAGE ACCESS
Your money when you need it
Every day you work, up to 50% of your net earnings will be accessible to you in the Payactiv app. It is totally up to you when and how you want to transfer these funds.
- Move money to your bank account, debit card, prepaid or payroll card
- Transfer wages to your Payactiv Visa Card
- Pick up your earned wages as cash at Walmart
- Use your accessible earnings to pay a bill, call an Uber, or shop on Amazon
TIMELY ACCESS PAY (TAP)
Get paid on your schedule
Schedule when and how much you want to get paid and we’ll automatically transfer your earned wages to your Payactiv Visa® Card*.
- Access up to 90% of your net earnings
- $0 real-time EWA transfers
- Get paid every day or any day of the week
- Peace of mind you need and deserve
In their own words
It’s my money. It’s nobody else’s money. I worked for it. I’m not borrowing it. So you know, it’s peace of mind to have Payactiv.
– Payactiv User 
Don’t have access to EWA?
Head to the Payactiv app to search through thousands of job listings from companies we partner with. You can also fill out the form so our people can call your people and make Payactiv EWA available at your workplace.
Have questions? We have answers.
How do I access my earned wages?
If you have Payactiv from work, you will see hours worked and your current earnings in the app and you can transfer the accessible amount to your bank, card or get as cash.
How much money can I get from Payactiv?
Every pay period, you can access a portion of what you’ve already earned. Transfer your wages to your card or bank account, or pick up cash from a Walmart Money Center. The limit for a single EWA transfer is $500 without Direct Deposit set up, and $1000 with Direct Deposit set up. However, the maximum accessible amount is ultimately determined by employer settings.
How long does it take to get my earned wages?
You can transfer to the Payactiv Card or your personal card in real-time for free for less than $3. ACH bank transfers are completed in 1-3 business days.
If I take $100 today when will it be deducted from my paycheck?
Funds accessed using Payactiv will show as deductions on your next paycheck.
© 2023 Payactiv, Inc. All Rights Reserved
* The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week.
** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App.
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