End Financial Stress
A game-changing wellness benefit for employees living paycheck to paycheck
End Financial Stress
A game-changing wellness benefit for employees living paycheck to paycheck
"I don’t like being late but sometimes I just didn’t have enough to cover. I used to pay $50 for late fees on my rent. With PayActiv now I just access my own cash."
Machine Operator
working for 15 years
Employees living paycheck to paycheck struggle to pay bills on time between paychecks. PayActiv helps avoid insidious fee and debt traps.
90 million Americans are living paycheck to paycheck.
* Federal Reserve Bureau Report on Economic Well-Being of U.S. Households May 2015
Struggling employees bring financial stress to work, reducing productivity and increasing turnover. Research shows 71% of employees have serious financial stress.
2013 Stress in America report by APA
"I had to borrow from a payday lender when my car broke down. He took $45 for a $300 loan and gave me $255. I never wanna go back. I can just access PayActiv if I need some money like that."
Security Guard
working for 20 years
"It felt great to start paying off payday loans and now at this point I am out of them. PayActiv really really helped."
Supervisor
working for 11 years
The PayActiv Invention
Voted the best financial innovation, wellness and inclusion product by Finovate Spring 2016 and HR Executive 2016. Finalist at Color of Wealth Summit 2016.
Win for employees
Every week over $100 billion is earned but remains unpaid because of inefficiencies of the economic systems. Between paychecks, while waiting for pay, employees are incurring devastating costs and stress.
PayActiv eliminates the cost and stress, giving employees access to money they have already earned, at the time when they need it the most. Without the fear of late fees, borrowing from friends or taking predatory loans.
Bottomline: No interest, nothing hidden and no additional debt. A flat $0 to $5 membership cost for multiple financial services that matter.
Win for businesses
When your employees are in dire straits, financial stress erodes business objectives. Your business suffers loss in productivity, higher turnover, increasing absenteeism, workplace distractions, poor engagement and spiraling healthcare costs.
We will help your business build a happier, productive, and more engaged workforce. As a PayActiv partner your employees will have genuine peace of mind because you will solve the root cause of their struggles.
Bottomline: The most powerful recruitment, retention and engagement offering. A wellness benefit that matters.
No risk to you
PayActiv is not a loan and there is never any interest charged. It is earned money that is stuck in the process.
We front the cash
Our turnkey solution works with existing Payroll and IT systems to seamlessly provide your employees access to cash from their mobile phone.
Game-changer
PayActiv is a solution to get out of debt, NOT into debt.
There is over $100 billion in unpaid wages every week in America
Bureau of Labor Statistics, Occupational Employment Statistics May 2015
"I like to know that I have the option to withdraw money when I need it. It's my back up. It makes me feel secure."
Nursing Assistant
working for 10 years
What is good for your employees is good for your business
Our customers are seeing measurable business savings
What is good for your employees is good for your business
Our customers are seeing measurable business savings
So, how does it work?
01
Employer agrees to offer PayActiv as a benefit. We have already done the heavy lifting. No integration is needed, as the existing payroll and time/attendance system is leveraged. The highest security standards are followed.
02
Employee on-boarding uses a simple one-click method on SMS, PayActiv mobile app or web site. All financial services are instantly available.
03
Employees pay $0 to $5 depending on the employer and only when funds are accessed. There is no other fee.
How can employees signup?
PayActiv is offered through your employer. Tell your employers about PayActiv.
Share the PayActiv story with your friends and co-workers.
Voice your interest in using PayActiv service at your workplace. Inform your company's human resource and employee benefits personnel about PayActiv.
We can talk to your company about introducing PayActiv at your work. Use this form to contact us.
90 million or two thirds of US workers are living paycheck to paycheck, in stress of rising debt and financial penalties.
PayActiv works for people
in financial stress.
Join the growing number of businesses using PayActiv, and together we can end this epidemic faced by millions of hard-working people.