Manage your finances like a pro with KOFE

  • Get helpful budgeting skills and savings strategies
  • Learn about your options to reduce and pay off debt
  • Understand and improve your credit score
  • Book an appointment right from the app
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Trusted coaches

The KOFE coaches are certified credit counselors, and KOFE is a product of Consolidated Credit Solutions, a 26-year-old national non-profit credit counseling agency

Monday – Thursday
9:00am – 8:00pm EST

9:00am – 5:00pm EST

Have questions? We have answers.

What kind of advice can I get? KOFE counselors can help you with a range of financial questions, but most commonly, help with budgeting and savings strategies, building credit, debt management, loss mitigation, reverse mortgages, and are HUD approved for helping first-time home buyers. KOFE does not provide investment advice.

The Payactiv blog and podcast are great resources for free financial guidance.*

All contents provided on are for informational purposes only. Payactiv makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. Payactiv will not be liable for any errors or omissions in this information nor for the availability of this information. Payactiv will not be liable for any losses, injuries, or damages from the display or use of this information.