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The PayActiv Platform

Holistic, effective,

PayActiv’s holistic financial wellness platform does more than put a bandaid over the financial struggles employees face. We prevent and relieve employee financial stress at the root cause—their unmet financial needs between paychecks. You’ll have a healthier, happier, and more productive workforce with PayActiv.

PayActiv Platform

Employee Financial Wellness Services

Give your employees true, holistic financial wellness. The PayActiv platform includes a comprehensive set of services to not only relieve employee financial stress but also prevent it.

Cash Access

Cash Access

Whenever a financial emergency comes up, employees can access their earned-but-unpaid wages instantly with PayActiv.


Bill Pay

Employees can easily pay their bills through the platform with automatic bill pay, helping further avoid overdraft and late fees.


Bank Transfer

Employees can transfer their accessed wages directly to their bank or send it to another bank account.


Card Load

Whether it’s a prepaid, debit, or PayActiv card, employees can deposit their funds wherever they’d like with our card load service.

Savings Budgeting

Savings Tool

Employees can take their financial health to the next level with our revolutionary savings tool. Saving for a rainy day just got easier.


Rx Discounts

Employees can receive discounts on various prescriptions, making health scares or regular medication intake more manageable.

Financial counseling

Financial Counseling

Employees need financial guidance? They can sign up through the app to get connected with a financial counseling professional.

Financial counseling

Bank Account NOT Necessary

PayActiv does not require employees to have a bank account. They can access all services directly.


Connect with Employees

Connect with your employees on the platform that they check daily, an easy way to get your most important messages to workers, fast.

Enhance employee engagement and improve employee productivity by keeping employees updated on company news, updates, and even training.

  • Employees get notifications of new messages
  • Managers update content from a dashboard
  • Easy-to-use
  • Free


Cash Rewards Program

Show appreciation with an awards program that employees can use for what’s most important to them. PayActiv removes all the overhead.

Give rewards for contributions that matter the most to your business – performance, attendance, safety, sales, customer satisfaction, or others.

Employees get instant gratification from receiving cash rewards.

No more hassle of buying giftcards or wasting the lost and unused ones!

  • Cost-effective
  • Easy-to-use from the PayActiv phone app
  • Friendly administrative dashboard
  • Built-in email communication
  • Rewards history for easy management


Pulse Surveys

Improve company culture using pulse surveys on the PayActiv platform, a quick and easy way to get employee feedback.

Include custom employee surveys on the app to gain your team’s unfiltered insights. Remove the guessing game with PayActiv.

  • 100% response rates
  • Direct and unfiltered data
  • Improve employee engagement
  • Promote positive company culture
  • Secure, anonymous
  • Detailed report
  • Free


Why PayActiv is Right for Employees


PayActiv platform provides a comprehensive, holistic solution to not only relieve employee financial stress, but prevent it as well. Our solution helps employees plan and save at every level.

  • Access earned wages
  • Pay bills online
  • Get Rx discounts
  • Get financial counseling
  • Allocate and save


PayActiv gives employees timely access to the amount they need, precisely when their need is critical, ensuring the money helps bring about the most optimal outcome with no additional debt.

  • No more payday loans
  • No more late fees or bank overdrafts
  • No additional debt
  • No more financial stress


Employees use services based on their needs. Our app includes all the services, allowing instant access to employees when they enroll.

  • Connect from anywhere
  • One seamless platform
  • Bank account NOT necessary


Designed for Businesses of Any Size

PayActiv solution works for organizations large and small across all industries. Rules are customizable for your business. Rollout is easy and painless, no operational change is required. PayActiv works with all HR/HCM/payroll systems, and we support you at every step.

  • Fully configurable
  • Meets the highest security and compliance standards
  • Supports multiple locations
  • Accessible anytime anywhere from a phone app or web interface
  • Multiple language support available
  • Add-on features available for employee motivation and communication
  • No integrations needed, leverages on existing systems. Can be rolled out within 24 hours.

Standalone, Embed, or Integrate with Your Application








It's more than a paycheck.
It's peace of mind.

It's more than a paycheck. It's peace of mind.

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