Goal Based Saving Tools

Prep for your next big purchase, automatically

Want to set money aside for an emergency fund? A vacation? A new phone? With Goal-Based Saving Tools, the power is in your hands. Create a custom goal, set a date you want to achieve it by, and move money automatically to a set aside purse1 on the Payactiv Visa Card. You can pause, edit, cancel, or transfer your goal funds to your Payactiv Visa Card, bank account or debit card (whichever applies here) at any time.
1 Goal based saving is a set-aside account, and you will not receive interest or other earnings on funds in your goal-based account.
Smartsave
Smartsave

No games, just goals

When you set up Direct Deposit or link an existing bank account, SmartSave tells you how much is safe to set aside on payday. That means you can achieve your goals quick, without playing guessing games.

How it works

  1. Download the Payactiv app and create an account
  2. Apply1 for a Payactiv Visa Card*
  3. Activate your card
  4. Load money on the card regularly (Pro tip: Sign up for direct deposit to load funds automatically)
  5. Set your saving goal2
1 Subject to successful ID verification.
2 Goal based saving is a set-aside account, and you will not receive interest or other earnings on funds in your goal-based account.