Innovators with purpose

Payactiv was founded to level the playing field for the millions of lower-income hourly workers being exploited and monetized for their ‘between paychecks’ cashflow timing issues. Rather than dwell over wage stagnation and tax structures, we at Payactiv set out to do what we knew best—solve this real-world problem with imagination and innovation. 

  1. Invented Earned Wage Access

    Payactiv built the technology and financial framework required to create the first-of-its-kind financial service that delivers on-demand, real-time access to earned wages.

  2. The first company to offer EWA

    Workers at Jersey Precast Construction were the first people in the world who could login to their Payactiv account from their mobile phone and get the money for hours already worked. Not an advance and not a loan. Just their money when they needed it.

  3. The first round of funding

    Softbank invested $4.3 Million in Payactiv on it's mission to end financial stress for people living paycheck to paycheck. Payactiv added bill pay and savings tools for users underserved by banks.

  4. Certified B Corp

    From the start, we made a commitment to reducing the systemic burden placed on millions of lower-income workers who are exploited unfairly by predatory lending practices and are excluded or disadvantaged by a banking system geared for higher income earners. In 2015 we became a Certified B-Corp.

  5. FinTech Meets HRTech

    Payactiv won Finovate and HRTech awards and recognition for Earned Wage Access and innovative new way for people to build savings with every paycheck.

  6. A Watershed Moment for Employee Financial Wellness

    In partnership with Payactiv, Walmart launched Earned Wage Access for their 1.4 million associates in the U.S., giving them the tools to avoid the fee and debt traps which reduce their take-home pay.

  7. $1 Billion

    Payactiv processed over $1B in EWA funds, saving $120 Million in fees, overdrafts, and interest for 650,000 users working at businesses across America. Harvard Kennedy School study based on Payactiv data found that employee turnover reduced by nearly 20% for employers offering Payactiv EWA.

  8. Partnerships with Uber and Visa

    Payactiv released the documentary titled, It’s About Time, to shed light on timing of pay and its correlation with epidemic financial stress being experienced by millions of working Americans. We also partnered with Uber to bring transportation services to those who are underbanked and underserved. And with Visa to further promote our goal of financial inclusion.

  9. We Heard You

    When COVID-19 arrived, we double downed on our commitment to help workers get access to their money. We waived all fees for 75 days and together with partners. In August we launched 'We heard You,' a tribute to the humanity of all workers. We won the Finnovate Excellence in Sustainability Award and IPA’s Consumer Champion Award.

  10. Livelihood platform

    After 18-month research and design effort, we launched the new Payactiv App that incorporates the unmet needs of millions of Americans. We also launched Payactiv Connect, a communication and employee engagement platform for deskless employees.

Our technology empowers companies globally to help their employees be less stressed and lead more productive lives.

$5 Billion+

In Earned Wage Access

2 Million+

Users served


Business partners

Latest from Payactiv

November 8, 2023 |
Payactiv Now Available on Oracle Cloud Marketplace

Millions of Workers Empowered to Gain Financial Control With Timely Access to...

September 27, 2023 |
EWA Shields Workers From Financial Vulnerability

2023 Impact Report Shows Payactiv EWA Cuts Reliance on Payday Loans SAN JOSE,...

June 15, 2023 |
Payactiv Wins Gold Stevie Award for CSR Program

San Jose, CA – June 15, 2023 – Payactiv, Inc, the pioneer and the...

Want to learn more about Payactiv?