• Payactiv members can access financial coaching services through the free Payactiv app. 
• Financial coaches can help you improve your credit score, teach you how to manage your credit cards and determine the best debt payoff strategies for your unique circumstances. 

Happy Financial Literacy Month! Financial literacy is an important skill that can help you make informed decisions about your money. A crucial aspect of financial literacy is understanding how credit works and how to fix your credit score. Building up your credit score can be challenging, but having access to professional guidance can help you stay on track.

Payactiv’s Financial Coaching partner KOFE can help you start your journey toward better credit today. By taking advantage of these resources, you can get the support you need to make smart financial decisions and achieve your credit goals.

Financial Coaching Can Help You Improve Your Credit Score

Whether you’re building credit for the first time or trying to rebuild your credit, KOFE financial coaches can help you improve your credit score. They know the ins and outs of factors that can impact your credit score, including payment history, credit utilization, length of credit history, and credit mix. 

You can access their knowledge in the Payactiv app. Schedule a 30-minute phone appointment at any time that works best for you, and KOFE will take it from there.

Get Coaching on the Best Debt Payoff Strategies

Paying off your debt is one of the best ways to improve your credit score, and KOFE financial coaches can teach you the best way to do it. Whether you’re using the debt snowball or avalanche method, your coach can help you confidently move through the process. 

Listen to Good Cents Podcast Ep. 12: Coffee with KOFE

Limit Your Debt With Payactiv

One of the best ways to fix your credit score is to avoid getting into more debt. When you download the Payactiv app, not only do you get free access to KOFE financial coaches, but you also have access to free tools to help avoid debt.

If you want even more financial flexibility to help you build your credit, you can access wages for hours you’ve already worked with Earned Wage Access. This program could be the difference between charging an item on your credit card and paying your bills on time. 

Read: How to Find a Job that Offers Earned Wage Access

Fixing your credit may seem daunting, but Payactiv empowers you with the tools to improve your credit score during financial literacy month and every other month of the year.

Good luck!

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