We are honored to share that Payactiv has received a top award in the Best FinTech for Payroll, Expenses, and Employee Benefits category at the 2025 FinTech Awards, presented by The Cloud Awards. This recognition from The Cloud Awards confirms that Earned Wage Access (EWA)1 is now a core part of how people receive their pay, moving beyond a niche benefit.

Since 2011, The Cloud Awards have recognized excellence in cloud computing, launching the FinTech track in 2024 to highlight financial innovators. This global award program is judged by an international panel of industry experts based on real-world case studies and measurable impact.
The Cloud Awards judging panel recognized Payactiv as “a transformative force in payroll, expenses, and employee benefits,” noting that we “revolutionize payroll by delivering earned wage access and integrated financial wellness tools.”
The judges specifically commended our “holistic approach,” stating that it “doesn’t just modernize pay cycles, it addresses real-world employee stress and delivers measurable improvements in financial health and workplace retention.” This validation is a strong affirmation of our core mission: to positively change people’s relationships with their paychecks, their employers, and their financial futures.

Payactiv pioneered EWA in 2012 with the vision of allowing workers to access their earned wages without relying on predatory lenders. This win confirms the value of the holistic approach we pioneered. While same-day access to earned wages is foundational, our platform also integrates tools for comprehensive financial wellness, including:
As a Certified B Corporation, our mission remains fundamental to our operations. This award is another recognition, alongside honors such as the Stevie Awards and Anthem Awards, demonstrating that serving workers and building a sustainable business reinforce each other.
This recognition is meaningful because it confirms the value we bring to everyone we serve:
The Cloud Awards judges confirmed that the Payactiv approach is effective at delivering measurable outcomes in retention, engagement, and worker well-being.
This achievement reflects the incredible people and partnerships that make our work possible. We extend our sincere gratitude to The Cloud Awards judges, our dedicated employer partners, and the entire Payactiv team for their commitment to financial wellness and freedom.
1Earned Wage Access requires employer participation. Employees can only access a portion of the wages they have earned to date.
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* The Payactiv Visa Prepaid Card and the Payactiv Visa Payroll Card are issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 1-877-747-5862, 24 hours a day, 7 days a week.
** Central Bank of Kansas City does not administer, nor is liable for earned wage access.
Payactiv, Inc.
NMLS ID: 2591928
Payactiv holds earned wage access services (EWA) license number 2591928EWA with the Wisconsin Department of Financial Institutions.
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