How Earned Wage Access Increases Value for Individuals, Corporations, and Society

“R-E-S-P-E-C-T. Find out what it means to me.”

Aretha Franklin’s legendary recording of “Respect” is timeless and universal. It is an anthem that serves as a wake-up call for anyone who feels unappreciated. While the song is most frequently associated with romantic relationships, in today’s worker-driven economy, it also serves a request made by employees to employers. It’s time for employers to find out what respect means to employees.


Surveys consistently rank respect as the single most important factor in workplace engagement. When employees feel respected, they find their work more meaningful, they focus better, and they are more likely to stay with their organizations. And yet over half of employees report that they do not feel respected at work. That leads to lower engagement, higher turnover, less productivity, and greater health care costs.

Meanwhile, CEOs want employees to feel respected—they know that a culture of respect improves productivity, loyalty, and profits. Creating such a culture may even mean higher compensation for themselves; the higher engagement resulting from respect yields an average 22% higher profitability.

And yet employees are not getting the message leadership thinks they are sending. Company leaders might be well-intended, but the way they are choosing to demonstrate respect for workers is not translating into workers who feel respected.


Ask a group of one hundred CEOs if they respect their workers, and all one hundred of them will raise their hands.

But ask one hundred employees how many of them feel respected by their employers . . . and only forty-six hands will go up.

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"When you see people smiling with a solution that’s easy and they share that with you, it’s amazing. PayActiv has greatly affected our morale."

Jennifer Smith, HR Director, Nazareth Homes

"Everybody takes a job to earn money, and they need the money to survive, PayActiv is great benefit, it helps ease any pressures they outside of work."

Anna Haugen Manager, Human Capital, TTEC

“Of our U.S. agents, roughly about 85% of those are enrolled in the program. Of that 85%, almost 90% of those are users of PayActiv.”

Robert Dechant, CEO, IBEX

“If you treat employees well and give them the tools to succeed, that ultimately leads to the success of the business.”

Henry Loving, Owner and CEO, Lee's Famous Recipe Chicken

Several hundred thousand users and over a billion dollars [earned wages] have been accessed by our associates. PayActiv continues to be a great partner.

Scott Pullen, Senior Benefits Manager, Walmart

Access is more than a paycheck.
It's peace of mind.

Access is more than a paycheck. It's peace of mind.

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