The passage of time is just like the flow of waters. — Confucius 
Imagine it’s Monday, you have $70 in your bank account, and your $80 electricity bill is due. You won’t get paid until Friday, but you’re not worried, because you have Earned Wage Access (EWA) through PayActiv, so you can pay that bill on time, today.
Wouldn’t it be nice if you could always turn on a tap and have cash flow around life’s inevitable roadblocks, as easily as water flows around a stone in a stream? You can. In financial life, the “water” is called “liquidity,” and EWA can help you harness it to free up your money to flow where it needs to go.
If you’re one of the 78 percent of Americans  counting down to the end of the pay period, you can count on EWA through PayActiv to access another type of liquid asset: your already earned wages. When you make your earnings liquid, you get the following:
PayActiv EWA makes your money flow when you need it, so you can focus on your financial wellness. By letting you tap into your money, PayActiv can make time flow like water, so your already earned money can travel where it needs to go—on your schedule.
 Jenny Helin, Tor Hernes, Daniel Hjorth, Robin Holt, eds., The Oxford Handbook of Process Philosophy and Organization Studies (Oxford: Oxford University Press, 2014).
 “Escaping the Paycheck to Paycheck Cycle,” PayActiv, February 18, 2019, https://www.payactiv.com/blog/escaping-the-paycheck-to-paycheck-cycle/.
 David Scott Carlick, “How FinTech Creates Fin-Tax on the Working Class,” PayActiv, November 22, 2016, https://www.payactiv.com/how-fintech-creates-fintax-on-the-working-class/.
 Megan Leonhardt, “41% of Americans Would Be Able to Cover a $1,000 Emergency with Savings,” CNBC, January 22, 2020, https://www.cnbc.com/2020/01/21/41-percent-of-americans-would-be-able-to-cover-1000-dollar-emergency-with-savings.html.