Financial Wellness Blog

Why middle-class Americans don’t have $400 in savings?

Middle class was still struggling, I got that – but what I was ill prepared for was the raw manner in which these headlines translated into difficult and unimaginable choices for working families in the world’s most advanced economy.

A Day in the Life of the Financially Stressed

No, it wasn’t identity fraud, which while truly a hassle, would relieve me of responsibility. It was pure user error. My son’s summer camp payment hit the wrong account.

90 Million Americans Under Financial Stress, Living Paycheck to Paycheck: How Did We Get Here?

Research shows that 24% of employees are distracted at work due to finances and 71% of employees identify money as a source of stress.

Financial Inclusion Solution for the Underserved

Every once in a while, a product comes along that is too good to be true. In its simplicity and precision. That was the unparalleled reception I received from businesses, academics, activists and policy-makers at the Summit.

PayActiv to Demo Financial Wellness Solution at FinovateSpring 2016

PayActiv will demo its turnkey, employer-sponsored financial wellness solution that reduces the time lag between when workers earn wages and the time they can actually access those earned wages to pay for daily necessities.

How to End the Debt Spiral of Short Term Loans

The Consumer Financial Protection Bureau (CFPB) recently outlined its intent to make financial institutions the preferred providers of short-term, small dollar loans to U.S. consumers over payday lenders.

HR Strategy for Corporate Financial Wellness Programs

There is something HR can do to help employees relieve some of the financial-related stress while also relieving HR from its overwhelming administrative burden.

10 Benefits of Financial Wellness Programs for Businesses

Eliminating the need for workers to turn to alternative, and often predatory, lenders to deal with immediate financial issues leads to a workforce without financial stress.

Making Payroll Just In Time

We usually target the symptom. We never go to the root cause. If people are living an unhealthy life, is it because they choose to live a certain way or is there a stress driving them to an unhealthy life?

Access is more than a paycheck.
It's peace of mind.

Access is more than a paycheck. It's peace of mind.

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