Welcome to Payactiv!

Whether you receive most of your income in tips or hourly wages, Payactiv gives you the flexibility to access the money you already earned on-demand. It’s not a loan and there’s no interest. It’s just your money when you need it.

Tips & Mileage

Front of house employees
Are you here to set up automated tips on your card?

Earned Wage Access

Back of house employees
Are you here to get access to your pay after each shift?

Safer, faster tips after each shift

Get quick access to your hard-earned tips by having Payactiv automatically send them to your card after each shift. No more waiting, calculation errors, or trips to the bank. Just safer, faster tips at no cost to you!

Already got the Payactiv Visa Payroll Card® from your employer?
Safer, faster tips after each shift

How to sign up for Payactiv Tips & Mileage

How to sign up for Payactiv Tips & Mileage
  1. Get the Payactiv Visa Payroll Card from your employer
  2. Download the Payactiv app and create an account
  3. Select the Payactiv Visa Card as the destination account for your tips and make sure it’s activated.
  4. Start receiving your tips automatically after each shift at no cost to you!

Meet your new Payactiv Visa Payroll Card

  • FDIC insured and Visa’s Zero Liability protection
  • No minimum balance requirements
  • No monthly or annual fees
  • Surcharge-free cash withdrawals at 37,000+ MoneyPass® ATMs
  • Smart saving and budgeting tools
  • Access to exclusive discounts
  • Set up direct deposit and get paid up to 2 days early1
Meet your new Payactiv Visa Payroll Card

Have questions? We have answers.

There is no cost to you to receive your tips on the Payactiv Visa Card.

We process your earned tips within hours of receiving the information from your employer.

If your card says “Valued Cardholder” on it, that means that you have received the instant issue Payactiv Restricted Load Visa® Card from your employer. To receive a personalized card with your name, please call our customer service at (877) 747-5862.

Yes, you must activate your card so that Payactiv can start disbursing your earned tips to the card. Please activate it by calling the number on the back of your card or through the Payactiv app.

You can make surcharge-free cash withdrawals at more than 37,000 MoneyPass® ATMs. Alternatively, you can withdraw cash from any out-of-network ATM for an additional fee.

1 Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective of 1-2 days later. Beginning with your second direct deposit of at least $5 from the same source, Central Bank of Kansas City (CBKC) will post the funds to your Payactiv Visa Card when we receive it, rather than on the effective date. This may result in your having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator.

The Payactiv Visa® Payroll Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week.