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Your all-in-one digital wallet
The Payactiv app puts you in control of your earning, spending, and saving so you can access your pay when you need it, stretch every dollar, and achieve your financial goals faster.
The Payactiv app puts you in control of your earning, spending, and saving so you can access your pay when you need it, stretch every dollar, and achieve your financial goals faster.
We created Earned Wage Access (EWA) so you can access a portion of your paycheck as soon as you earn it, without waiting for paydays. You can even schedule automatic payments. That means more financial freedom for you and your family.
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Payactiv is the inventor of Earned Wage Access and the maker of the Payactiv app, an all-in-one digital wallet that gives people more control with how they earn, spend, and save their money.
Creating a Payactiv account is free for all users and contains many free features including bill pay, discounts, financial counseling, and budgeting and savings tools. If your employer offers EWA, you can view disbursement options and fees at payactiv.com/program-pricing. Payactiv Visa Card users with direct deposit (minimum required) enjoy free real-time EWA transfers and additional exclusive discounts.
We recommend linking your primary bank account in the Payactiv app to ensure the best possible experience. It gives us the ability to give you better guidance with what is safe to spend and what is safe to save when we have this information. It also allows you to easily transfer money from your existing debit card to the Payactiv Visa Card.
The Payactiv Visa Card is a reloadable prepaid card that can be used for purchases everywhere Visa debit cards are accepted. You can only spend the money that you load on the card. It is not a credit card and applying for it and using it does not affect your credit score.
Payactiv is not a bank, we are a financial technology company that offers banking services provided by the Central Bank of Kansas City, Member FDIC.
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* The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at Payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 1-877-747-5862, 24 hours a day, 7 days a week.
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App Store: Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.
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