FinLit Resources
Start building your know-how on money matters like debt, saving, and budgeting to improve your overall financial wellbeing.
5 Steps to Organize Your Finances
The importance of having a financial plan can’t be overstated because without a plan it’s easy to get overwhelmed by day-to-day expenses and make wrong choices. So take the time to get organized, budget and gain more control of your finances. Use this 5 steps guide to get started.
Your Guide to Saving $500-$1,000 for Emergencies
An emergency fund is a must for everyone to be prepared for the unexpected expenses. Without savings, it’s only a matter of time when you will need that extra cash and end up taking an expensive loan. So, even if you are not making a lot, it’s important to start saving now.
Why and How to Avoid Fin-Tax
Financial services like banking, credit cards, and loans have a higher cost if your income and credit score are low. Learn how to identify and avoid predatory products and services.
Prioritize and Payoff Loans
Paying off your loans is great because you’ll be debt-free, but a lot of people don’t know the best place to start. What loans should you pay off first? Should you be saving at the same time as you pay off loans, or should you tackle only one or the other? This guide will help you get started.
How Much Will a $1,000 Loan Cost You?
The first step to avoiding these high-interest loans is to know, how much you end up paying in interest? Businesses will often advertise only the low monthly payments to bait you, but at minimum payments you will never be able to get out of debt. Learn how to avoid these traps and stay zero debt.
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*The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week.
1 Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective of 1-2 days later. Beginning with your second direct deposit of at least $5 from the same source, Central Bank of Kansas City (CBKC) will post the funds to your Payactiv Visa Card when we receive it, rather than on the effective date. This may result in your having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator.