With Earned Wage Access (EWA) you can get a portion of the money you’ve already earned before payday and avoid high interest loans, overdrafts and late fees. Access your earned wages through the Payactiv app1 and transfer them to your existing bank account, debit card, or the Payactiv Visa® Card*. You can even use your earned wages to pay bills, call an Uber, shop on Amazon or pick up cash at Walmart right from the app1.
Get up to 50% of your earned wages before payday and choose how to use them. You can transfer earned wages to your bank or card, load to AmazonCash, pickup cash at Walmart, pay for an Uber, or pay a bill, right from the app1.
When you link your bank or cards, Payactiv SmartSpend can help you build good spending habits and suggest what is safe to spend.
Set money aside each paycheck, get financial advice, and get discounts on things like gas and prescriptions to help you reach your savings goals.
Your worked hours turn into accessible wages in the Payactiv app1
Use wages to pay for an upcoming bill, an Uber, discounted gas, and more
On payday, the wages you accessed show as deductions on your paycheck
It’s free to transfer your earned wages to a bank account (1-3 business days) or to your Payactiv Visa® Card* (same-day) with paycheck Direct Deposit. You can view other disbursement options and fees at payactiv.com/program-pricing.
1 Standard message and data rates from your wireless service provider may apply.
* The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at Payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 1-877-747-5862, 24 hours a day, 7 days a week.
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