Your earnings, spending, and savings with you in control
Use the digital card immediately.
Designed to give you control, not the other way around.
2021 Winner of B-Corp Best for the World™ for Excellence Beyond Profit, Digital Wallet Impact Innovation Award, and American Business Award for Company of the Year in Financial Services.
Get fast access to your money with direct deposit, use everywhere Visa® debit cards are accepted, and get surcharge-free withdrawals at 37,000 MoneyPass® ATMs.
Splitting the check for lunch? You can send and receive money between you and other Payactiv Visa Card* cardholders. And pay bills directly from the app, no more hassle of mailing checks.
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The card is equipped with RFID, so you can add to Apple Pay or Google Pay, making it a simpler and more secure way to pay than using your physical card.
After you apply in the app or online, you can use the virtual card right away. The physical card will arrive by mail in 5 to 7 business days.
You may check your card balance at any time by using the PayActiv mobile app, website (payactiv.com), or by calling our customer service at (877) 937-6966.
*The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 1(877) 747-5862, 24 hours a day, 7 days a week.
1 In order for you to be paid early, your payroll or benefits payment provider must submit the deposit early. It is important to note that your payroll or benefits payment provider may not submit the deposit or payment early each payment period. Be sure to ask your payroll or benefits payment provider when they submit your deposit information to the bank for processing. Early deposit of funds will begin upon the 2nd qualifying deposit. A qualifying deposit is defined as a direct deposit greater than $5.00 received from the same payer.
2 Earned Wage Access requires employer participation.
3 Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.
Google Play and the Google Play logo are trademarks of Google LLC.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.