The world's first on-demand access to earned but unpaid wages + a revolutionary savings and budgeting tool

Award-winning financial wellness benefit that helps your employees overcome financial challenges with security, dignity and savings.

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It is more than a paycheck, it is peace of mind!

Security, Dignity and Savings for Employees

 

Everyone plans for rent, food, transportation and other necessities, but people living paycheck to paycheck are most vulnerable to the slightest fluctuations in expenses between pay cycles.

PayActiv eliminates the timing issue associated with waiting for payday and gives working people the option of accessing up to $500 of their earned but unpaid wages to manage their expenses without the fear of late fees, borrowing from friends or taking predatory loans.

"I have room for dreams now"  -- Michelle Dean, PayActiv user

 

Features

  • CASH ACCESS - $0 to $5 FLAT FEE

    Check your earned balance, get up to $500. Not a credit solution, no hidden fees, no risk of adding debt

  • SAVE IN UNITS OF TIME

    Use the savings tool to budget and allocate as you earn

  • EARN REWARDS & DISCOUNTS

    Get rewarded for excellence

  • BILL PAY & BANK TRANSFERS

    Unlimited online bill pay and bank transfers. No fees or cost

  • ALL EMPLOYEES ARE ELIGIBLE

    Available to all employees regardless of their banking or credit status

Build a productive and engaged workforce

 

Research shows 71% of working people irrespective of age, gender or race are stressed about their finances. This stress translates into distractions, depression, lack of motivation, absenteeism, and even workplace injuries, all of these costing loss of productivity, turnover, and healthcare expenses for businesses.

 
PayActiv provides peace of mind to employees by empowering them with a debt free on-demand option of accessing their earned wages, they can check how much they have earned, and setup savings at the source to prepare for tomorrow.

Strategic advantage of employee financial wellness benefits

"For us PayActiv is about stability in the workplace and higher retention rates"

Mike Fox, CEO Goodwill of Silicon Valley

Improve recruitment, retention and engagement

 
The benefits of PayActiv on business operations have been beyond our expectations. Our data shows significant gains in all these areas.

Recruitment
%
Retention
%
Engagement
%

Benefits for Employers

  • REDUCE COST

    Reduce absenteeism, turnover and healthcare costs caused by financial stress

  • INCREASE PRODUCTIVITY

    Increase morale and motivation at work by giving your employees peace of mind

  • ADD REWARDS

    Use the rewards feature to incentivize employees

  • WORKS WITH EXISTING HR & IT SYSTEMS

    No integration is needed, existing payroll and the time & attendance system is leveraged

  • NO SETUP or RECURRING COST

    PayActiv is offered as a voluntary benefit by employers, at no cost to business

PayActiv turnkey solution works with existing HR systems

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Simple Integration

No change to your Admin, Payroll and IT processes

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No Setup or Recurring Cost

We do all the heavy lifting

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Data Security

It is our top priority

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Configurable

We adapt to you

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One-click Onboarding

Everyone eligible

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Direct Benefits

Improve recruitment and retention

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Create Awareness

Use our tools to empower your employees

How to provide PayActiv financial wellness benefit to your employees

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Employer agrees to offer PayActiv as a benefit. We have already done the heavy lifting. No integration is needed, as the existing payroll and time/attendance system is leveraged. The highest security standards are followed.

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Employee on-boarding uses a simple one-click method on SMS, PayActiv mobile app or web site. All financial services are instantly available.

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Employees pay $0 to $5 depending on the employer and only when funds are accessed. There is no other fee.

No cost to employers and zero interest rate for employees

%

Nearly 50% of Americans don't have $400 for emergencies

Give your employees financial security, dignity, and savings

 

Introduce the PayActiv financial wellness benefit at your workplace

It is more than a paycheck,
it is peace of mind!

It is more than a paycheck, it is peace of mind!

© 2017 – PayActiv, Inc.
All Rights Reserved