Payday has never been static Today, it matters more than ever We’re excited to share Payday Pulse: 5,000 Years of Wages in One Giant Timeline, a new infographic created in partnership with Visual Capitalist that traces how wages have evolved […]
October 24, 2024
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Blog
California’s Department of Financial Protection and Innovation (DFPI) announced finalized regulations for the earned wage access (EWA) industry earlier this week Payactiv’s existing service model is already fully compliant with these regulations, and we are proud to continue providing our […]
Who would have believed 18 months ago that there would be over 9 million Americans out of work today and that employers would be struggling to fill positions despite that number Not many of us! So, how did we get […]
September 19, 2024
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Financial Learning
Since their invention in the 1990s, overdraft fees have been a source of income for banks and a source of contention with Americans living paycheck to paycheck If you’ve ever gotten hit with an overdraft, you know that they are […]
On May 21 in Columbia, South Carolina Governor Henry McMaster signed into law an earned wage access (EWA) bill that creates a new registration system for EWA providers and encodes important consumer protections into law Sponsored by Senator Tom Davis, […]
On April 19, Governor Laura Kelly (D-KS) signed the country’s fourth earned wage access (EWA) bill into law The bill received broad bipartisan approval in the Kansas House of Representatives and Senate, and Payactiv was proud to support the bill […]
March 21, 2024 Today in Madison, Wisconsin Governor Tony Evers signed into law legislation that creates a new license for earned wage access (EWA) providers in the state The bill received broad bipartisan support in the Assembly and Senate, and […]
Joining a growing number of states that have affirmed earned wage access (EWA) is not a payday loan product, Montana Attorney General Austin Knudsen recently outlined in the Montana Administrative Register that EWA products are not payday loans The question […]
Amid stubborn inflation and rising costs of living, 61 percent of Americans live paycheck-to-paycheck – which increases to a whopping 78 percent of workers for those earning less than $50,000 a year Without an emergency fund, unexpected expenses that arise […]
When workers run low on funds, financial stress could push them to make poor long-term decisions in pursuit of short-term solutions For example, someone could tap into their retirement accounts, triggering taxes and penalties, rather than find better solutions to […]
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