Card Disclosures

* The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week.

Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective date of 1-2 days later. Beginning with your second direct deposit of at least $5 from the same source, Central Bank of Kansas City (CBKC) will post the funds to your Payactiv Visa Card when we receive it, rather than on the effective date. This may result in your having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.

You will not receive interest or other earnings on funds in your Payactiv Purse.

To qualify for the gas discount, you must use your physical Payactiv Visa Card at a Murphy USA Gas Station

Standard data rates from your wireless service provider may apply.

Payactiv Visa Cardholder must have direct deposit set up on their Payactiv Visa Card and receive a direct deposit of at least $200 or more within the last 30 days of each gas purchases. You will earn a 5% Cash Back Reward on qualifying gas purchases at gas stations when you pay at the pump using your Payactiv Visa Card. Reward is generally deposited to your linked Payactiv Visa Card within 10 business days after qualifying purchases. Limit of one reward for each qualifying purchase. Gas station merchants must have merchant category codes in order for the gas purchase to be eligible for rewards.