Which is worth more, your money or your life?

You make the choice every day, whether you realize it or not. If you bring home $10 per hour, and you spend $20 on sunglasses, you’ve just traded two hours of your life for some cool shades. Worth it?

What if you save that $20 instead? You miss out on the snazzy new glasses, sure, but you earn much, much more. You earn freedom, in the form of more cash on hand, and you earn time, the time you don’t have to spend at work.

Maybe it’s time to learn some new math—the magical math of savings.

Don’t worry, this math isn’t hard. In fact, with Earned Wage Access (EWA) from PayActiv and the PayActiv app, it’s easy to save hundreds (or more!) every year on essentials. Here’s how:

1) Avoid Sticker Shock at the Pharmacy

Cut your prescription medication costs with discounts available through PayActiv. Those prescriptions could cost a lot less than you think; to find out how much you can save, just enter the medication you need and your zip code into the PayActiv app to find the pharmacy closest to you offering a discount. At the counter, simply show your pharmacist the app to get the deal.

2) Compare and Save at Amazon

No credit card? No problem. You can comparison shop for the best prices on necessities at Amazon with the PayActiv app, and then have them shipped to your house for free. Use Amazon coupons [1] and Amazon Outlet [2] to save more. Even better, you can use EWA to get all the deals without running up debt.

3) Get around Town

Hail a ride with Uber, no credit card needed, with EWA and the PayActiv app. That means you can easily get to work without spending the estimated $8,558 per year[3] car owners spend on car payments, insurance, maintenance, and gas. Do the math: at $10 an hour, that’s over eight hundred hours saved.

In this new savings-based equation, PayActiv discounts plus EWA equals an incredible amount of money and time saved. We know that time is money. We’re here to help you with both.

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[1] “Amazon Coupons,” Amazon, https://www.amazon.com/Coupons/.

[2] “Amazon Outlet,” Amazon, https://www.amazon.com/Outlet/.

[3] “What Does It Cost to Own and Operate a Car?” AAA, https://www.aaa.com/autorepair/articles/what-does-it-cost-to-own-and-operate-a-car.