PayActiv Visa® Payroll Card

Fast and Easy Way to Get Paid

Get your pay up to 2 days early, easily manage your money, and avoid those pesky banking fees.

 

Employee Benefits

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Access to Pay

Employees get early access to pay, same day tips, and on-demand access to earned wages, all at no cost to them. No credit check needed.

payments

Access to Payments

Use in-store or online wherever Visa debit cards are accepted and pay bills electronically. 

cash

Access to Cash

Surcharge-free cash withdrawal at 30,000+ MoneyPass ATMs and at any bank where Visa debit cards are accepted.

no-hidden-fees

No Hidden Fees

There is no cost to activate, no monthly fees, and no inactivity fees. 24/7/365 customer support is included.

Get paid up to 2 days earlier1 with direct deposit

With direct deposit to your PayActiv Card, you can get paid sooner at no extra cost. Life’s expenses don’t wait for payday and neither should you.

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Early Deposit

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Thursday

...

Friday

Regular Payday

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Card Load Methods

Direct Deposit

Cardholders receive direct deposit of their pay, electronic disbursement of tips, mileage reimbursements, and off-cycle payments.

Earned Wage Access

Participating employers give employees access to on-demand pay to alleviate the financial stress they face living paycheck to paycheck.

Retail Cash Load

Employees can load cash onto their cards at participating Green Dot retail locations for a fee.2

How to Apply

Ask your employer if they use PayActiv Payroll Cards to disburse paychecks. Some employers will enroll employees through their HR department and others will ask employees to self-enroll through our app or employee online portal.

  1. Download the PayActiv App on your mobile phone and create an account.
  2. Apply for the PayActiv card and accept the Agreement.
  3. Your personalized card will arrive in the mail within 5 to 7 business days.
  4. Activate the card through the app and by calling the activation number.
  1. Create an account through the PayActiv online portal.
  2. Apply for the PayActiv card and accept the Agreement.
  3. Your personalized card will arrive in the mail within 5 to 7 days.
  4. Activate the card online and by calling the activation number.
  1. Ask your employer to apply for a PayActiv Payroll Card.
  2. Your employer enrolls you through the PayActiv Employer Portal.
  3. Instant issue cards are available right away. Regular issue cards arrive in the mail within 5 to 7 days.
  4. Activate the card through the app and by calling the activation number.

Existing user? Sign In

FAQs

Is the PayActiv card a credit card?

No. The PayActiv card is not a credit card, because there is no underwriting involved when issuing the card and no credit or trade line is created when a card is issued.

Who is eligible to get the PayActiv Payroll Card?

Anyone with a valid U.S. social security number who is 16 years or older may apply for the payroll card if their employer offers it.

How long does it take to receive my card?

For cards ordered online and via the mobile app, allow 5 to 7 business days for the card to arrive at your place of residence. At participating employers, you can get your card immediately through our Instant Issue option.

Do I have to deposit my whole paycheck when I sign up for direct deposit?

You can choose the amount that you would like to deposit.

How much does it cost to get the PayActiv card?

Zero. PayActiv does not charge any enrollment or activation fees, so there is no cost to get the card.

Download the PayActiv App

1 Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective date of 1-4 days later. Beginning with your second direct deposit of at least $5 from the same source, Central Bank of Kansas City (CBKC) will post the funds to your (Program Name) prepaid card when we receive it, rather than on the effective date. This may result in your having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator.

2 Restricted access payroll cards can’t use this feature.

The PayActiv Visa Payroll Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from/by Visa U.S.A., Inc. Visa and the Visa Brand Mark are registered trademarks of Visa U.S.A. Incorporated. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the fee schedule at http://payactiv.com/u/PACTAgreements. If you have any questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at (877) 747-5862.

Access is more than a paycheck.
It's peace of mind.

Access is more than a paycheck. It's peace of mind.

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