Welcome to Payactiv Cards!

Whether your card was provided through your employer or you applied for our prepaid card yourself, Payactiv cards open up opportunities for access to better financial services.

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How to Activate Your Card

  1. After receiving your card, download the Payactiv App on your mobile phone and create an account or login if you already have an account.
  2. On the home screen, tap “Activate” in the card panel or call 1-877-753-0064.
  3. Follow the prompts and choose a PIN.

Use for purchases, pay bills, and withdraw cash whenever needed.

Get paid up to 2 days earlier† with direct deposit.

Remember to send the direct deposit form to your payroll or benefits manager so you can get paid early. Life’s expenses don’t wait for payday and neither should you.

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Early Deposit



Regular Payday


Download the Payactiv App

Existing user? Sign In

† Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective date of 1-4 days later. Beginning with your second direct deposit of at least $5 from the same source, Central Bank of Kansas City (CBKC) will post the funds to your (Program Name) prepaid card when we receive it, rather than on the effective date. This may result in your having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator.

The Payactiv Visa Payroll Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from/by Visa U.S.A., Inc. Visa and the Visa Brand Mark are registered trademarks of Visa U.S.A. Incorporated. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the fee schedule at https://payactiv.com/u/PACTAgreements. If you have any questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at (877) 747-5862.