We are honored to share that Payactiv has received the Gold Award in the Product & Services – FinTech & Digital Payments category at the 2026 TITAN Business Awards. This recognition affirms that our approach to Earned Wage Access (EWA)¹ — one that puts workers’ financial well-being at the center — is setting the standard for innovation in financial technology.

About the TITAN Business Awards

The TITAN Business Awards is a prestigious international competition that recognizes outstanding achievement across business, technology, and innovation. Organized by the International Awards Association (IAA), the program honors companies and professionals who demonstrate excellence in their fields through measurable, real-world impact. The FinTech & Digital Payments category specifically celebrates solutions that are reshaping how people and businesses interact with money.

What This Recognition Means

Being named a Gold Award winner in FinTech & Digital Payments reflects the strength of the platform we have built for both employers and workers. Our submission — Payactiv: The Innovator of Earned Wage Access — highlighted how our API-driven infrastructure enables enterprise partners to embed EWA directly into their own systems at zero cost, with no disruption to existing payroll cycles.

The award recognizes that what we have built goes far beyond a simple on-demand pay tool. Workers can access their earned wages via real-time transfers to any bank or debit card, cash pickups at Walmart, or direct integrations with Uber and Amazon. The platform also includes the Payactiv Visa^® Card* — a fee-free solution with no minimum balance — along with integrated financial wellness tools such as unlimited 1:1 financial coaching, goal-based saving², and a discount marketplace.

Our Role in Earned Wage Access (EWA)

Payactiv pioneered EWA in 2012 with the conviction that workers should not have to wait for a paycheck to access wages they have already earned. More than a decade later, this Gold Award is a testament to how far that vision has come — and how much further it can go.

Our platform integrates seamlessly with an employer’s time-and-attendance systems to calculate earned but unpaid wages in real-time. Payactiv fronts the accessed wages and is reimbursed via a standard payroll deduction on payday, protecting employer cash flow while giving workers the financial flexibility they need. Key features of our holistic platform include:

• Real-time wage access via bank transfer, debit card, Walmart cash pickup, Uber, and Amazon
• The Payactiv Visa Card with no fees and no minimum balance
• Unlimited 1:1 financial coaching and goal-based saving tool
• A discount marketplace for everyday essentials

As a Certified B Corporation and Public Benefit Corporation, our commitment to social responsibility is not separate from our business; it is fundamental to it. This award joins a growing list of honors that demonstrate serving workers and building a sustainable business reinforce each other.

Thank You

At Payactiv, we believe the paycheck should be a source of confidence, not anxiety. This recognition from the TITAN Business Awards affirms that our platform is delivering on that promise for workers and employers alike. We extend our sincere gratitude to the TITAN Business Awards judges, our dedicated employer partners, and the entire Payactiv team for their ongoing commitment to financial wellness and freedom.

¹Earned Wage Access requires employer participation. Employees can only access a portion of the wages they have earned to date.

²Goal-based saving is a set-aside account, and you will not receive interest or other earnings on funds in your goal-based account. 

*Central Bank of Kansas City does not administer, nor is liable for earned wage access. The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll free at 1-877-747-5862, 24 hours a day, 7 days a week. 

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