Earned wage access
Financial wellness tools for your employees
Help your employees fully engage in both work and life with our all-in-one Livelihood platform that takes a holistic approach in improving financial wellness and increasing employee satisfaction.
Payactiv at a glance
Payactiv offers a best-in-class employee financial wellness and engagement platform that helps address immediate livelihood needs as well as improve long-term financial stability and growth.
- Employers can offer Payactiv financial services at no cost
- Works for businesses of any size, in any industry
- Trusted by over 1500 companies and experts in the industry
Meet the demand for better financial wellness solutions
Live
Products that help workers live the life they earned by giving them timely access to their earned wages and avoid unnecessary overdrafts or late fees.
- Earned Wage Access (EWA)
- Payactiv Visa® Payroll Card
- Off-cycle pay/termination pay
- Integrated bill pay
- Discount marketplace
Grow
Products that help employees reach their short-term and long-term livelihood growth objectives.
- Goal-based savings
- Smart saving and budgeting
- Financial counseling
- Financial learning
- Car insurance quotes
Connect
Products that foster collaboration, coordination and connection with the workforce.
- Communicate with employees
- Shift coordination
- Send an Uber to employees
- Clock in/out
- Awards
We understand the market
As the inventors of on-demand pay, we know what companies and their employees are looking for in a premier EWA provider. As our products keep evolving, we make sure to address the market’s top concerns.
Secure and compliant
Compliant in all 50 states and offer the only Earned Wage Access program with an Approval Order from the CFPB*.
Easy implementation
API integration allows us to get businesses online in as little as 48 hours with no change to cash flow. We provide full support before and after launch.
Trusted partner
As a certified B Corp and Public Benefit Corporation, Payactiv holds itself to the highest standards of transparency and accountability to balance profit and purpose.
Employer resources
CFPB Press Release
Payactiv has the only Earned Wage Access program with an Approval Order from the CFPB.
4 Big Benefits of EWA
Discover the impact that offering Payactiv has on turnover, productivity, and employee morale
User Spending Trends
Payactiv members are using earned wages for daily necessities like food and gas
Create a sense of community with Connect
Easily communicate with your deskless workforce, coordinate shifts, and give them a way to collaborate
Contact us to get started
* Required Fields
Want to talk to a Payactiv expert?
You can reach out to our dedicated support team at campaigns@payactiv.com
Have questions? We have answers.
Who pays the money accessed by employees?
We do. Payactiv fronts the cash to the employees. There is no income or expense impact for the employer.
How much does it cost businesses to offer Payactiv?
There are no setup or recurring costs to the business. Even if an employee discontinues their employment, there is Zero Risk to employers, as Payactiv protects employers against financial losses associated with our service.
How is information shared between payroll systems and Payactiv?
Employers or designated payroll providers process payroll. Services within the Payactiv financial wellness program are independent of payroll and associated taxes.
How do you receive time and attendance data?
Payactiv has API integration with most payroll and time and attendance system. Highest security standards are followed.
How does the service work for salaried employees?
For salaried employees, Payactiv works as it would for any user.
What employee information do employers share with Payactiv?
Only employee name, employee ID, and clock-in clock-out information is needed.
How long does it take to start offering Payacitv to employees?
Once an employer agrees to offer Payactiv as an employee benefit, the service can go live within 48 hours. We provide on-site implementation and training where required.
2 The CFPB Approval Order relates only to Payactiv’s Payroll Deduction EWA Programs and not to all Payactiv products or services. The Approval Order is a public document, and may be reviewed here.