Earned wage access

Financial wellness tools for your employees

Help your employees fully engage in both work and life with our all-in-one Livelihood platform that takes a holistic approach in improving financial wellness and increasing employee satisfaction.
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Payactiv at a glance

Payactiv offers a best-in-class employee financial wellness and engagement platform that helps address immediate livelihood needs as well as improve long-term financial stability and growth.
  • Employers can offer Payactiv financial services at no cost
  • Works for businesses of any size, in any industry
  • Trusted by over 1500 companies and experts in the industry

Meet the demand for better financial wellness solutions

Partner - Live


Products that help workers live the life they earned by giving them timely access to their earned wages and avoid unnecessary overdrafts or late fees.
  • Earned Wage Access (EWA)
  • Payactiv Visa® Payroll Card
  • Off-cycle pay/termination pay
  • Integrated bill pay
  • Discount marketplace
Partner - Grow


Products that help employees reach their short-term and long-term livelihood growth objectives.
  • Goal-based savings
  • Smart saving and budgeting
  • Financial counseling
  • Financial learning
  • Car insurance quotes
Partner - Connect


Products that foster collaboration, coordination and connection with the workforce.
  • Communicate with employees
  • Shift coordination
  • Send an Uber to employees
  • Clock in/out
  • Awards

We understand the market

As the inventors of on-demand pay, we know what companies and their employees are looking for in a premier EWA provider. As our products keep evolving, we make sure to address the market’s top concerns.

Secure and compliant

Compliant in all 50 states. ISO27001, SOC1 Type II, and SOC2 Type II certified with multiple authentication options.


Easy implementation

API integration allows us to get businesses online in as little as 48 hours with no change to cash flow. We provide full support before and after launch.

Trusted partner

As a certified B Corp and Public Benefit Corporation, Payactiv holds itself to the highest standards of transparency and accountability to balance profit and purpose.

Employer resources

ACCESS FLYER-Payactiv-RBI-ProductOverview-OnePager

Access Flyer

Overview of Payactiv features and pricing for distribution to employees

4 Big Benefits of EWA

Discover the impact that offering Payactiv has on turnover, productivity, and employee morale

Payactiv CaseStudy JAE

JAE Case Study

Read how JAE combated high turnover
with on-demand pay

Payactiv Flyer Usage Spending

User Spending Trends

Payactiv members are using earned wages for daily necessities like food and gas

Create a sense of community with Connect

Easily communicate with your deskless workforce, coordinate shifts, and give them a way to collaborate

Contact us to get started
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Want to talk to a Payactiv expert?
You can reach out to our dedicated support team at [email protected]

Have questions? We have answers.

We do. Payactiv fronts the cash to the employees. There is no income or expense impact for the employer.

There are no setup or recurring costs to the business. Even if an employee discontinues their employment, there is Zero Risk to employers, as Payactiv protects employers against financial losses associated with our service.

Employers or designated payroll providers process payroll. Services within the Payactiv financial wellness program are independent of payroll and associated taxes.

Payactiv has API integration with most payroll and time and attendance system. Highest security standards are followed.

For salaried employees, Payactiv works as it would for any user.

Only employee name, employee ID, and clock-in clock-out information is needed.

Once an employer agrees to offer Payactiv as an employee benefit, the service can go live within 48 hours. We provide on-site implementation and training where required.