Get Pay on Demand, powered by Payactiv

Unlock Pay On Demand

Create your free Pay on Demand account to access the money you have already earned to pay bills, avoid late and overdraft fees, and take control of your finances.


Your money, when you need it

After every day you work, up to 50% of your net earnings will be available to you in the Payactiv app*. Access the funds you need when you need them and stay on top of expenses to avoid late fees and predatory loans.

  • Transfer funds to your bank account, debit card, prepaid or payroll card
  • Use your funds to call an Uber or shop on Amazon**
  • Pick up cash at Walmart**

How it works

Manage your available balance

After every shift, the hours you worked will be used to calculate how much you can access in earned wages.


Access your funds, on demand

Use your funds to pay for an upcoming bill, shop on Amazon, hail an Uber, or handle unexpected expenses.


Track your finances on payday

You don’t have to lift a finger. The funds you access will show as deductions on your next paycheck.

Take your financial wellness to the next level

With Pay on Demand, access a variety of tools to help you manage your money and achieve financial wellness.
Automatic bill pay

Set your bills on autopay and say goodbye to late fees again.

Discount marketplace

Unlock exclusive discounts on gas, car insurance, TurboTax, prescriptions, and AMC movie tickets.

Goal-based savings

Set aside funds from every paycheck for custom saving goals and reach them on autopilot.

1:1 financial coaching

Meet a certified financial coach to craft a custom financial plan for your budgeting and saving goals.

Sign up for Pay On Demand Today!

Head back to Paychex Flex® to enroll

Have questions? We have answers.

You can access Pay on Demand by following these steps:

1. Login to your Paychex Flex® dashboard.
2. View your accessible balance and click GET PAID.
3. Read more about Pay on Demand & accept the terms and conditions.
4. Click on Approve and Launch.
5. You will be redirected to the Payactiv app to create your account.
6. Sign into your account and enjoy Pay on Demand.

You can also navigate to My Perks or User Preferences> Connected Apps and select Pay on Demand. Follow the steps to activate the benefit.

You can login through the Payactiv app using single sign-on and then following these steps.

1. Select Paychex as your employer.
2. You will automatically be redirected to your Paychex Flex® dashboard.
3. Read more about Pay on Demand & accept the terms and conditions.
4. You will be redirected back to Payactiv to finish creating your account.

You can add Paychex as your employer by following these steps:

1. Login to your Payactiv account.
2. Click on Access your earned wages.
3. When asked to link your employer, select Paychex.
4. You will be redirected to Paychex Flex®.
5. Login to your Paychex Flex® account and approve access for Payactiv.
6. You will be redirected to Payactiv and can begin enjoying Pay on Demand.

To access Pay on Demand, you will need to download the Payactiv app and create an account.

If your employer offers Paychex payroll processing, then you are eligible for Pay on Demand.

If you have any questions related to your Paychex account, reach out to Paychex customer support at 833-299-0168.

If you need assistance with Pay on Demand, specifically, reach out to the Payactiv customer support team at 1-844-952-4398.

24 hour support: 1-844-952-4398 | [email protected]
* Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payactiv App.
** Fees may apply. Visit for details.