Pricing
As a Certified B Corp and Public Benefit Corporation, we are dedicated to giving you transparent and fair pricing. (The following applies to our Payactiv program and our affiliated programs: UKG Wallet and OnShift Wallet)†
Earned Wage Access Transfer
Speed1
Fee
ACH Bank
1-3 business days
FREE
Amazon Load
Instant
FREE
Payactiv Visa® Card* Transfer (with qualifying direct deposit‡)
Instant
FREE
Payactiv Visa® Card* Transfer (without qualifying direct deposit‡)
Instant
$2.49
Cash App (Early Adopter Program Only)
Instant
$3.24
Non-Payactiv Debit or Payroll Card Transfer
Instant
$3.49
Walmart Cash Pickup
Instant
$3.49
Venmo Transfer
Instant
$3.49
PayPal Transfer
Instant
$3.49
More Services
Fee
Pay for an Uber with earned wages
FREE
Bill Pay
FREE
Saving Tool
FREE
Financial Counseling
FREE
Access to Discount Marketplace
FREE
1 Instant transfers generally occur immediately, but delays or failures may occur.
† Disbursement options may vary depending on location.
‡ To qualify, you must have one (1) successful direct deposit of $200 or more to the Payactiv Visa Card per pay period. If this qualification isn’t met, then a load fee of $2.49 will be charged
Frequently Asked Questions
Is Payactiv free for employees?
There is no cost to get started and no enrollment or activation fees. Many services are free. A transaction fee may apply to instant Earned Wage Access transfers, but real-time EWA transfers are free with a qualifying direct deposit of $200 or more per pay period to the Payactiv Card.
How much does it cost to access my earned wages?
Payactiv offers multiple ways to access earned wages with no transaction fee. A transaction fee may apply to certain expedited transfer methods. Real-time EWA transfers to the Payactiv Visa® Card are free with a qualifying direct deposit of at least $200 per pay period. Fees and available transfer options may vary by program.
What fees might I pay with the Payactiv Visa Card?
Most Payactiv Visa Card and app features are free, and there is no cost to sign up. There are no maintenance fees, inactivity fees, minimum balance requirements, or ongoing charges. Fees may apply for some money transfers and withdrawals, foreign transactions, out-of-network ATMs (MoneyPass ATMs are free), and cash loads at retail stores.