*The Payactiv Visa® Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc.
Take your finances to the next level with the convenience of the Payactiv Visa Card.
Access more financial wellness features in the Payactiv app
Get insights into your earning, spending and saving and get ahead with your financial goals.
Schedule a 1-on-1 session with a professional financial coach to set a plan for reducing debt, improving credit score, and your financial future.
Get in-app coupons and save up to 85% on prescription medicine from pharmacies near you.
Compare different car insurance options to see if you’ve been paying too much and choose an option that works best for you.
Find out more about how Payactiv has helped our users on their financial wellness journey
Payactiv operates as a Public Benefit Corporation and certified B Corp—using business as a force for good. We’re required to balance purpose and profit by considering how our decisions affect our workers, customers, and community.
We’ve even earned a spot on B-Corp’s 2021 Best For The World list!
*All fees will be waived to Subway employees for the first 6 months! After that, the following fees will apply:
Payactiv is free to use if you direct deposit your paycheck to the Payactiv Visa Card. For everyone else, the EWA program fee is $1 for a day of use. It covers all transactions until midnight Pacific Time that day. This fee is capped at $3 per weekly and $5 per bi-weekly pay period.
Additional fees of $0.99 to $1.99 per transaction may apply if you use services such as instant deposit or Walmart cash pickup.
No. You can transfer your earned wages to a bank account, a debit card, pick it up as cash at Walmart, or even use your wages to pay for Uber or shop on Amazon. The benefit of using the Payactiv Visa Card is that you don’t pay any fees when you set up direct deposit on the card.
Transfers to bank accounts and other debit/prepaid cards are completed within 48hrs. Bank transfers made after 12:50 PM EST M-F are processed the next business day.
Card transfers can be made instant for an additional $1.99/transaction.
Real-time transfers to the Payactiv Visa Card are free when you have direct deposit set up on the card. Otherwise transfers to the Payactiv card are done the next day or can be made real-time for an additional $0.99/transaction.
There is no catch! It’s just your money in your hands. It’s not a loan and has no hidden fees. Ever.