Payactiv for Subway® Employees
Financial wellness at your fingertips
Subway® partnered with us so you can access your earned wages on-demand from the Payactiv app1. No more waiting for payday, borrowing, overdrafts and late fees. Now you can use your money to pay for what you need when you need it.

Get ahead with your finances
Stay in control of your daily expenses, avoid debt, and achieve your financial goals with access to on-demand pay, the Payactiv Visa® Card*, and smart saving and budgeting tools—all in one app1.
Earned Wage Access
Payactiv Visa® Card
Payactiv Visa® Card
Earned Wage Access
Your money on your terms and your timeline
Rest easy between paychecks
You have an unexpected expense before payday and want breathing room without using credit or loans.
Access what you earned
Open Payactiv, view available Earned Wage Access, and move what you need to your card or account.
Pay, then reset on payday
You cover the expense now and repayment is handled automatically from your paycheck on payday.


Payactiv Visa® Card
The card built for everyday life
Flexibility without unnecessary fees
No monthly or annual fees, no minimum balance requirement, and only spending what you have makes it overdraft proof.
Receive your pay faster
With direct deposit, get paid up t 2 days early and government payments up to 4 day early.
Banking without barriers
No bank account is required, it doesn’t affect your credit because it’s not a credit card, and you can use it everywhere Visa is accepted.
Budgeting and Planning
Added tools to get the most of your money
Custom saving goals
Create a saving goal for any occasion and pause or cash out at any time.
Speak with a coach
We partnered with KOFE to bring you 1-on-1 sessions with certified professionals that will tailor a plan for you.
Stretch every dollar
Find exclusive deals in our marketplace for everyday items and compare insurance rates to get the best deal.

You’ve got this. And we’re here to support you.
My sister was in the hospital before she passed...I was able to make several necessary trips to be with her during her time of sickness. Thank you from the bottom of my heart!
— Payactiv user
My son had a flat tire. I was able to get money from Payactiv the next day and was able to buy a new tire for my son. It was a big help!
– Lauren Mehta, Payroll and Benefits Supervisor at Revolve
Get Started
You’ve earned it. Keep moving.
Payactiv is available through participating employers and programs. Download the app, create an account and see which access options and tools are available to you.
Download the App
Get Payactiv from the App Store or Google Play
Create an Account
You will need your name, mobile phone number, personal email, employer name, and your employee ID.
See what’s available
Sign in to view the available earned wages and tools included in your employer’s Payactiv program.
Want to see if you’re eligible?
Check here!
