Empower Your Employees with Financial Wellness
Payactiv’s holistic approach to financial wellness provides your employees with the solutions that empower them to build financial resilience and achieve goals. Boost employee productivity, satisfaction, recruitment, and retention—at no cost to your business.
Offer financial wellness solutions to your team. Let's chat!
Join the 3,000+ companies that have rolled out Payactiv
What makes Payactiv the right choice?
Earned Wage Access & Digital Banking
- The most accessible on-demand pay benefit with options for fee-free access.
- Digital banking for the under-banked with the Payactiv Visa® Card & Payactiv Visa® Payroll Card.
Customizable For You & Your Team
- Set specific guardrails to protect employees from accessing their wages excessively.
- Seamless off-cycle payment disbursements.
Easy Set-Up & Integration
- Payroll compliant in all 50 states.
- Integrations available with every leading HCM, with no changes to your cash flow.
- Customer, marketing, and account management support every step of the way.
The Livelihood Platform
Put financial wellness in reach
Earned Wage Access
Employees can immediately access money for hours already worked, transfer to their bank, load it on a Payactiv card, or pick up cash at Walmart. They can even use their earned wages to call an Uber and get daily necessities from Amazon. We supply the money so your employees are covered without disrupting your systems. It’s not a loan and there’s no interest; it’s just their money, when they need it.
Discounts
Employees can save money on prescription medications and other everyday items by finding deals in the app’s discount marketplace.
Savings
Make it easy for employees to know at a glance how much they can put into savings, based on upcoming bills and spending patterns.
Financial education
Free access to financial learning articles and appointments with professional financial coaches.
2M+ workers have saved $400M+ with Payactiv.
52K Reviews
★★★★★ Rated 4.8 out of 5
Easily provide services that change people’s lives
We’ve partnered with every leading HCM to work seamlessly with existing systems, whatever your industry or size. No change to your cash flow. All you have to do is connect.
Compliance
Payactiv is payroll compliant in all 50 states and use industry best practices.
Security
ISO27001, SOC1 Type II, and SOC2 Type II certified. Uses multiple authentication options.
Configurable
Supports SSO, internationalization, and 450+ rules to customize for your business.
Help your employees get more out of their livelihood
Access
Timely access to earned wages when it matters most. User can transfer money to their bank or card, or use built-in bill pay, Uber, and AmazonCash.
Spend
Stay on track with SmartSpend guidance when making spending and saving decisions. Get access to better digital banking with the Payactiv app and card.
Plan
Get 1-1 advise with appointments with professional coaches on saving and budgeting skills, debt management, and credit score improvement strategies.
Save
Set money aside with SmartSave guidance and reach achievable goals each month. Use discounts for gas, prescription medicines, and other day-to-day items.
Payactiv has saved 3,000+ businesses $1Billion+
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“A happy agent in turn will create a happy customer.”
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“Our attrition has been cut almost in half.”
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“By improving financial wellness, Payactiv optimizes productivity.”
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“Payactiv is a great recruiting tool. New hires can start taking advantage right away.”
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“Doing the right things for employees leads to success of business.”
As a Public Benefit Corporation and Certified B-Corp, consumer protection and social responsibility are at the heart of Payactiv’s mission. We have a double bottom line and measure ourselves on the impact we make on our users.
© 2025 Payactiv, Inc. All Rights Reserved.
1.877.937.6966 | www.payactiv.com/help
