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earned wage access-as-a-serviceSM
EWA. Liberated.
No more bolt-ons or disjointed apps
For too long, EWA has been locked inside standalone, one-size-fits-all apps. The result? A disjointed experience where employers can’t adapt the service to their culture, and employees have to bend to the tool instead of the other way around. The uniqueness is lost. Impact shrinks.
40k+ Businesses Served | 5M+ Workers Served | $30B+ Settled
For years, building EWA meant long integrations, complex compliance, and vendor-controlled branding. With Access-as-a-ServiceSM, we’ve packaged over a decade of enterprise-scale expertise into a single API. Partners now have everything they need to launch their own branded experience in days.
— Sohail Aslam, Co-founder and CTO of PayactivFrequently Asked Questions
How does Access-as-a-Service securely handle data and ensure compliance with labor laws?
Our platform is built with security and compliance at its core. We continuously monitor regulatory changes to ensure that our service aligns with all applicable labor laws and best practices, providing you with peace of mind. For more information, please visit our Trust Center.
What technical expertise will my team need to use Access-as-a-Service?
Access-as-a-Service is designed to require minimal effort from your team. Payactiv will work with you to understand and scope out product requirements, and both engineering and launch consultative services will be provided.
Are there any fees associated with offering EWA to our employees?
The fee structure can vary based on the specific needs and size of your organization. We offer flexible pricing models to ensure that our service is accessible and beneficial to both large and small businesses.
