Earn More

Get 10¢ off all year round

Use the PAYACTIV VISA® CARD and get 10¢ off/gallon.


Stack the savings

Find exclusive discounts on the Payactiv app


Get 10¢ off/gallon when you pay with your Payactiv Visa Card

No hidden fees

No unnecessary fees to get users the best value for their hard earned money

Get cash when you need it

Stop by one of 37,000+ surcharge-free MoneyPass® ATMs or get cash back at Point of Sale or over-the-counter from a bank teller.

  • Access to one of the largest surcharge-free networks in the nation
  • Find a location near you via Money Pass Locator

Payactiv. An all-in-one finance tool1 built for busy people.

It’s safe and secure to use the Payactiv app2 and Payactiv Visa Card. There are no monthly or annual fees, no maintenance fees, no overdrafts, and no monthly minimum amount required. The Payactiv Visa Card isn’t a credit card. It’s your money with access to new, money-saving superpowers.

Live the life you earned with Payactiv tools.

Pay bills, budget, and save up to 85% on Rx prescriptions, all in the award-winning Payactiv App. Then get the card that helps you save on AMC movie tickets and more.

Completely free

The Payactiv App

💰 Free 1:1 financial counseling
🏦 Get smart spending insights when you link a bank account
💊 Save up to 85% on prescription medications
🚗 Shop car insurance quotes
📞 24-7 bilingual support in English and Spanish, 365 days a year
No Hidden FeeS*

Payactiv Visa® Card

Save 10 cents per gallon at Murphy USA
Make real-time transfers from any bank or card
💸 Automate bill payments and transfers to your card
🏝 Set money aside automatically to reach your goals
🍿 Get up to 50% off on AMC movie tickets

Direct deposit to the Payactiv Visa Card

💳 Get paid up to 2 days early3
💵 Access your earned wages at no cost with Access Plus

Join the community


Join more than 59k people that love us in the app stores

“This app is a life saver! Not to mention easy to use and always there when I need it!”
– Payactiv User
“The ability to not only access your pay early but also to directly pay your biller is a life saver!! Thank you, Payactiv!”
– Payactiv User

Your earnings, spending, saving with you in control

There is no credit check and it’s free to apply


We’re accountable

Payactiv operates as a Public Benefit Corporation and certified B Corp—using business as a force for good. We’re required to balance purpose and profit by considering how our decisions affect our workers, customers, and community.
We even earned a spot on B-Corp’s 2021 Best For the World list!