Murphy Hero Mobile

Drive further with your money

Get 10¢ off per gallon with the Payactiv Visa® Card* and 100 MDR points as a Murphy Drive Rewards member – all through the Payactiv app1.

Your gas discount alone will save you an average of $144 per year. That’s enough for back to school supplies a summer day trip your next two oil changes

Your money, in your control

Smart savings, spending, earnings and discounts, together. Our award-winning app and card are designed to give you control, not the other way around.
Everyday discounts

Everyday discounts

  • Save 10¢ per gallon at Murphy USA gas stations, no gallon limits
  • Earn 100 MDR points as a Murphy Drive Rewards Member
  • Become a part of our growing ecosystem of valuable discounts, such as, car insurance, Rx prescriptions, movie tickets and more

Get paid early, pay friends, pay bills – no fees

  • Get paid up to 2 days early2
  • Make real-time transfers from any bank or card
  • Send money to other Payactiv Card cardholders
  • Automate bill payments
Get paid early, pay friends, pay bills no fees
Spend and save money with confidence

Spend and save money with confidence

  • Explore our growing discount marketplace, including everyday gas discounts at Murphy USA
  • Complimentary 1-on-1 financial advising
  • Get insights on your spending and saving
  • Use your card everywhere Visa debit cards are accepted

Rev up the zen – peace of mind included!

  • No cost to sign up or activate, no monthly or annual fees, no maintenance fees, no overdrafts, and no minimum balance
  • Access over 37,000 surcharge-free MoneyPass® ATMs
  • FDIC insured through CBKC, member of FDIC
  • 24/7/365 bilingual support in English and Spanish
Rev up the zen peace of mind included

2021 Winner of B-Corp Best for the World™ for Excellence Beyond Profit, Digital Wallet Impact Innovation Award, and American Business Award for Company of the Year in Financial Services.

Payactiv Awards 2021
Star Rating

Join more than 59k people that love us in the app stores

“This app is a life saver! Not to mention easy to use and always there when I need it!”
– Payactiv User
“The ability to not only access your pay early but also to directly pay your biller is a life saver!! Thank you, Payactiv!”
– Payactiv User

Your earnings, spending, savings with you in control

No credit check, this is not a credit card


We’re accountable

Payactiv operates as a Public Benefit Corporation and certified B Corp—using business as a force for good. We’re required to balance purpose and profit by considering how our decisions affect our workers, customers, and community. We even earned a spot on B Corp’s 2021 Best For the World list!