Drive further with your money

Get 10¢ off per gallon with the Payactiv Visa^® Card* and 100 MDR points as a Murphy Drive Rewards member – all through the Payactiv app¹.

Your gas discount alone will save you an average of $144 per year. That’s enough for back to school supplies a summer day trip your next two oil changes

Your money, in your control

Smart savings, spending, earnings and discounts, together. Our award-winning app and card are designed to give you control, not the other way around.

Everyday discounts

Save 10¢ per gallon at Murphy USA gas stations, no gallon limits
Earn 100 MDR points as a Murphy Drive Rewards Member
Become a part of our growing ecosystem of valuable discounts, such as, car insurance, Rx prescriptions, movie tickets and more

Get paid early, pay friends, pay bills – no fees

Get paid up to 2 days early²
Make real-time transfers from any bank or card
Send money to other Payactiv Card cardholders
Automate bill payments

Spend and save money with confidence

Explore our growing discount marketplace, including everyday gas discounts at Murphy USA
Complimentary 1-on-1 financial advising
Get insights on your spending and saving
Use your card everywhere Visa debit cards are accepted

Rev up the zen – peace of mind included!

No cost to sign up or activate, no monthly or annual fees, no maintenance fees, no overdrafts, and no minimum balance
Access over 37,000 surcharge-free MoneyPass^® ATMs
FDIC insured through CBKC, member of FDIC
24/7/365 bilingual support in English and Spanish

2021 Winner of B-Corp Best for the World™ for Excellence Beyond Profit, Digital Wallet Impact Innovation Award, and American Business Award for Company of the Year in Financial Services.

Join more than 59k people that love us in the app stores

“This app is a life saver! Not to mention easy to use and always there when I need it!”

– Payactiv User

“The ability to not only access your pay early but also to directly pay your biller is a life saver!! Thank you, Payactiv!”

– Payactiv User

Your earnings, spending, savings with you in control

No credit check, this is not a credit card

Join Payactiv

We’re accountable

Payactiv operates as a Public Benefit Corporation and certified B Corp—using business as a force for good. We’re required to balance purpose and profit by considering how our decisions affect our workers, customers, and community. We even earned a spot on B Corp’s 2021 Best For the World list!

¹ Standard message and data rates from your wireless service provider may apply.

² Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective of 1-2 days later. Beginning with your second direct deposit of at least $5 from the same source, Central Bank of Kansas City (CBKC) will post the funds to your Payactiv Visa® Prepaid Card when we receive it, rather than on the effective date. This may result in your having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator. If you already have a Payactiv Visa® Prepaid Card prepaid card issued by another bank, you need to complete the enclosed form to have your direct deposit sent to CBKC to be eligible for the early direct deposit feature.

* The Payactiv Visa® Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at Payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week.