No-cost Services: Viewing your earnings, accessible balance, and using exclusive discounts, Financial coaching, or Savings tools are included and available to use anytime for all users.
Program Fees: Earned Wage Access is no cost to use if you direct deposit your paycheck to the Payactiv Visa Card*. Without direct deposit to a Payactiv Visa Card*, there’s a program fee of $1 on the day you access and disburse EWA through bank transfer, card load, cash access, Bill Pay, Uber®, or Amazon®. $1 program fees cover all transactions until midnight Pacific Time that day. This fee is capped at $5 per pay period, even if you use Payactiv more than 5 days in a pay period.
Processing Fees: There’s a fee of $0.99 for next day transfer to a Payactiv card without direct deposit. There’s a $1.99 processing fee per transaction for Walmart® cash pickup and real time transfers to any Visa/MC/Discover debit cards.
For a full list of fees please see the Fee Schedule at Payactiv.com/card411