The Most Comprehensive Earned Wage Access Solution

Payactiv goes beyond traditional Earned Wage Access to deliver a truly holistic financial wellness platform to elevate your workforce with solutions that drive engagement, satisfaction, and retention.

  • More than just on-demand pay
  • Most fee-free transaction options
  • Certified B-Corp and Public Benefit Corporation
Discover how to offer Earned Wage Access to your employees

The Livelihood Platform

Put financial wellness in reach

Earned Wage Access

Employees can immediately access money for hours already worked, transfer to their bank, load it on a Payactiv card, or pick up cash at Walmart. They can even use their earned wages to call an Uber and get daily necessities from Amazon. We supply the money so your employees are covered without disrupting your systems. It’s not a loan and there’s no interest; it’s just their money, when they need it.

walmart
visa
uber
amazon
Payactiv Earned Wage Access
PAcard transactions
Discounts

Discounts

Employees can save money on prescription medications and other everyday items by finding deals in the app’s discount marketplace.

Savings

Savings

Make it easy for employees to know at a glance how much they can put into savings, based on upcoming bills and spending patterns.

Book

Financial education

Free access to financial learning articles and appointments with professional financial coaches.

Better recruitment, engagement, retention. At zero cost to you.

9 of 10
workers want
Earned Wage Access

per employee, per month
gained in productivity
0
increase in
employee retention
0
payouts mobile
Payactiv Card Coral

Make payouts a breeze

Coins

Tips and mileage

Payactiv fronts the money so employees automatically get tips and mileage reimbursement at the end of each shift.

Card

Payroll card

Improve payroll efficiency, save time and money, and give your employees the freedom to access their earned wages any day—for free.

Connect and engage
deskless teams

Collaboration

Inform

Make it easy for teams to communicate with each other and get company announcements, without relying on email.

Ribbon

Engage

Recognize your hard working employees with bonuses and awards.

Autopay

Schedule

Coordinate schedules until every shift is filled. Employees can see open shifts and request to cover them.

Connect and engage deskless teams
Shifts UI
Announcement UI

Easily provide services that change people’s lives

We’ve partnered with every leading HCM to work seamlessly with existing systems, whatever your industry or size. No change to your cash flow. All you have to do is connect.

adp
paychex
ukg
workday
sap
paycor
Pay Bills

Compliance

Payactiv is payroll compliant in all 50 states and use industry best practices.

SafetoSave

Security

ISO27001, SOC1 Type II, and SOC2 Type II certified. Uses multiple authentication options.

Gear

Configurable

Supports SSO, internationalization, and 450+ rules to customize for your business.

What makes Payactiv the right choice?

Accessible for your employees
  • The most accessible on-demand pay benefit with options for fee-free access.
  • Digital banking for the under-banked with the Payactiv Visa® Card & Payactiv Visa® Payroll Card.
Holistic Financial Wellness
  • Goal based savings, budgeting tools and 1-1 financial counseling to improve employee financial health.
  • Set specific guardrails to protect employees from accessing their wages excessively.
Safe and Secure
  • Payroll compliant in all 50 states.
  • No redirection or changes to your payroll process.
  • Strictest data security to protect user data and privacy.
2M+ workers have saved $400M+ with Payactiv.
52K Reviews
4.8/5

Join the 3,000+ companies that have rolled out Payactiv

Payactiv has saved 1,500+ businesses $1Billion+

As a Public Benefit Corporation and Certified B-Corp, consumer protection and social responsibility are at the heart of Payactiv’s mission. We have a double bottom line and measure ourselves on the impact we make on our users.

Connect with Payactiv