It was Friday and I needed money for the weekend for my family
Kelley is a healthcare worker who started working at 16 and is the head of her household. She’s always stressed about money, has no savings, and uses credit cards very rarely.
Rent and groceries are her two main expenses. She’s paid overdraft fees on many occasions and took a payday loan once which she says was a terrible experience. Kelley pays late fee regularly and has to borrow from family but she hates it.
She likes that now she has an alternative and hasn’t borrowed money from anyone ever since PayActiv was offered by her employer.
In Kelley’s Words
“I was in a very bad situation. I knew I only had a few dollars in my bank account but I needed gas so I went ahead and put $10 of gas. This caused my bank to freeze my bank account. I was supposed to get some funds deposited to my account, but because my account was frozen, I wasn’t able to access them. It was Friday and I needed money for the weekend for my family. I was stressing—and I’m not going to lie—I was very frustrated, then I remembered about the benefit we’re offered. I was then able to make a transaction so that I could have funds. Had I not done that, I would’ve had to borrow money from a friend.”