It makes me feel very uncomfortable to ask for money
Philip has been a working technician for 20 years. He has 3 children and is constantly stressed about money but doesn’t want his family to know about it. He often does side jobs to make extra money.
Philip pays late fees on his rent and phone bill because he can’t always meet the deadlines. He had two credit cards which he calls his biggest mistake because he can’t pay them off.
“I normally use my PayActiv app twice a month so I can meet bill and rent deadlines. Normally, I would ask a relative to borrow money until payday, but it’s been 1 year now that I haven’t had to ask anyone to borrow money because of PayActiv.”
In Philip’s Words
“I’ve never been current so I’ve always had to borrow for a short period of time, or just until payday. You can ask anyone whom I have borrowed form—I ALWAYS pay people back when I say I will. It makes me feel very uncomfortable to ask for money which is why I am grateful that I haven’t had to do it. I’m always short on my rent and before I had the opportunity to get my cash advance I would always start stressing when the due date was near. I would lose sleep over how and who I was going to borrow the money from. Now I always use my cash advance to complete my rent money.”