NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN THE SWEEPSTAKES.
A PURCHASE DOES NOT INCREASE YOUR CHANCES OF WINNING. NON-PURCHASE ENTRIES AND PURCHASE ENTRIES HAVE AN EQUAL CHANCE OF WINNING.
SWEEPSTAKES TIMING: The Payactiv Live the Life You Earned Sweepstakes (the “Sweepstakes”) begins at 12:00:00 AM Pacific Time (“PT”) on October 15, 2021 and ends at 11:59:59 PM PT on January 31, 2022 (the “Sweepstakes Period”).
ELIGIBILITY: The Sweepstakes is open only to legal residents of the fifty (50) United States and the District of Columbia who are eighteen (18) years of age or older and licensed drivers possessing a valid U.S. driver’s license as of the date of entry. Employees, officers and directors of Payactiv, Inc. (the “Sponsor”), Visa U.S.A. Inc., Visa Inc., Visa International Service Association, Central Bank of Kansas City, Don Jagoda Associates, Inc. (“Administrator”), its parents, subsidiaries, divisions, affiliates, suppliers, distributors and advertising, promotional and judging agencies (collectively, the “Sweepstakes Entities”) and their immediate family members (spouses, parents, partners, children including foster and step-relations, and siblings and their spouses) and household members of each (whether related or not), are not eligible to participate or win. Void where prohibited or restricted by law. All federal, state and local laws and regulations apply.
HOW TO ENTER: There are two (2) ways to enter:
1. DIRECT DEPOSIT ENTRY:
Existing Direct Deposit Customers: Current eligible Payactiv Visa Card customers who are already enrolled in direct deposit of payroll or government benefits prior to the Sweepstakes Period and make a qualifying direct deposit, as defined below, will receive one (1) entry each week during the Sweepstakes Period as long as the Card is active and receiving reoccurring qualifying direct deposit.
A “qualifying direct deposit” is a minimum of $5.00 and is dependent upon the date on which the qualifying direct deposit has been posted to the Card account. In order to qualify as an entry and be eligible for the random drawing, the qualifying direct deposit must be posted to the Card account by 11:59:59 PM PT on January 31, 2022.
Only Payactiv Visa Cards issued by Central Bank of Kansas City are eligible. Only cards that are not in default under the customer agreement for such account and issued by Central Bank of Kansas City, processed through Visa U.S.A. Inc.’s transaction-processing system during the Sweepstakes Period, are eligible for direct deposit entry. In the event of a dispute as to who submitted a particular direct deposit entry, such entry will be deemed to be submitted by the primary person in whose name the Card used to enter the Sweepstakes was issued. Entries from unauthorized Card use or lost, stolen, or fraudulent Cards or Card numbers are void. Cards that are tampered with or otherwise altered are not eligible for direct deposit entry. THERE IS A LIMIT OF ONE (1) ENTRY PER WEEK AND UP TO SIXTEEN (16) ENTRIES IN TOTAL PER CARD DURING THE SWEEPSTAKES PERIOD. For purposes of this Sweepstakes, a “week” is defined, as follows:
|Week #1||Beginning 12:00:00 PM PT on Friday, October 15, 2021 and ending 11:59:59 PM on Thursday, October 21, 2021|
|Week #2||Beginning 12:00:00 PM PT on Friday, October 22, 2021 and ending 11:59:59 PM on Thursday, October 28, 2021|
|Week #3||Beginning 12:00:00 PM PT on Friday, October 29, 2021 and ending 11:59:59 PM on Thursday, November 4, 2021|
|Week #4||Beginning 12:00:00 PM PT on Friday, November 5, 2021 and ending 11:59:59 PM on Thursday, November 11, 2021|
|Week #5||Beginning 12:00:00 PM PT on Friday, November 12, 2021 and ending 11:59:59 PM on Thursday, November 18, 2021|
|Week #6||Beginning 12:00:00 PM PT on Friday, November 19, 2021 and ending 11:59:59 PM on Thursday, November 25, 2021|
|Week #7||Beginning 12:00:00 PM PT on Friday, November 26, 2021 and ending 11:59:59 PM on Thursday, December 2, 2021|
|Week #8||Beginning 12:00:00 PM PT on Friday, December 3, 2021 and ending 11:59:59 PM on Thursday, December 9, 2021|
|Week #9||Beginning 12:00:00 PM PT on Friday, December 10, 2021 and ending 11:59:59 PM on December 16, 2021|
|Week #10||Beginning 12:00:00 PM PT on Friday, December 17, 2021 and ending 11:59:59 PM on Thursday, December 23, 2021|
|Week #11||Beginning 12:00:00 PM PT on Friday, December 24, 2021 and ending 11:59:59 PM on Thursday, December 30, 2021|
|Week #12||Beginning 12:00:00 PM PT on Friday, December 31, 2021 and ending 11:59:59 PM on Thursday, January 6, 2022|
|Week #13||Beginning 12:00:00 PM PT on Friday, January 7, 2022 and ending 11:59:59 PM on Thursday, January 13, 2022|
|Week #14||Beginning 12:00:00 PM PT on Friday, January 14, 2022 and ending 11:59:59 PM on Thursday, January 20, 2022|
|Week #15||Beginning 12:00:00 PM PT on Friday, January 21, 2022 and ending 11:59:59 PM on Thursday, January 27, 2022|
|Week #16||Beginning 12:00:00 PM PT on Friday, January 28, 2022 and ending 11:59:59 PM on Monday, January 31, 2022|
2. TO ENTER BY MAIL WITHOUT PURCHASE OR OBLIGATION: Hand-print your complete name, street address, city, state, ZIP code, and daytime and evening telephone numbers (including area code), and a valid email address, on a plain piece of 3” x 5” paper, and mail it in a business-size (#10) envelope with sufficient postage affixed, to: Payactiv Live the Life You Earned Sweepstakes, P.O. Box 7752, Melville, NY 11775-7752. Mailed entries must be postmarked between October 15, 2021 and January 31, 2022, and received by February 8, 2022, in order to be included in the random drawing. Each mailed entry will count as one (1) entry into the random drawing and must be mailed in a separate, postmarked-and-stamped envelope. LIMIT UP TO SIXTEEN (16) MAILED ENTRIES PER PERSON DURING THE SWEEPSTAKES PERIOD. Entries in excess of the stated limitation or that are mechanically reproduced, copied, illegible, incomplete, or inaccurate and entries by any means which subvert the entry process are void. Entries become the property of the Sponsor and will not be acknowledged or returned. Incomplete entries or entries not complying with these Official Rules are subject to disqualification, at the Sponsor’s sole discretion. Proof of mailing does not constitute proof of delivery.
RANDOM DRAWING/ODDS: One (1) potential Grand Prize winner (“Winner”) will be selected in a random drawing on or about February 22, 2022 from among all eligible entries received during the Sweepstakes Period. The drawing will be conducted by the Administrator, whose decisions are final on all matters relating to the Sweepstakes. Odds of winning are dependent upon the number of eligible entries received during the Sweepstakes Period. Potential Winner will be notified by telephone and/or email within five (5) days of random drawing date. Potential Winner will be required to digitally complete and securely sign and submit a Declaration of Compliance, Liability Waiver and a Publicity Release (where legal) (collectively, the “Declaration”) within forty-eight (48) hours of notification. Non-compliance within this time frame and/or with these Official Rules, Sponsor’s inability to contact potential Winner within a reasonable time period, or prize or prize notification returned as undeliverable will result in such potential Winner’s disqualification and, at Sponsor’s discretion, the prize may be awarded to an alternate potential Winner.
ONE (1) GRAND PRIZE: Grand Prize consists of one (1) Model Year 2021 Ford F-150 XL Regular Cab 3.3L V6 PFDI, 4×4 Pickup Truck (“Vehicle”). The Manufacturers Suggested Retail Price (“MSRP”) of the Grand Prize is $35,630. The MSRP of the prize set forth above represents Sponsor’s good faith determination of the retail value thereof, and the actual fair market value, as ultimately determined by the Sponsor, cannot be challenged or appealed. Any difference between the MSRP and actual value of the prize will not be awarded in cash or otherwise. Sponsor reserves the right to substitute a newer model year for any reason. Sponsor will determine Vehicle’s color and equipment in its sole discretion, any upgrades and options are at the sole expense of the Winner. Vehicle options will be selected by the Sponsor in its sole discretion. Winner will be solely responsible for any additional equipment, title, Vehicle registration fee, dealer documentation fee, license delivery, dealer prep, freight, emissions inspection, federal, state and local taxes, insurance, gasoline, Vehicle maintenance and all other fees and expenses associated with the receipt and use of the Vehicle. To take delivery of the Vehicle, Winner must provide a valid U.S. driver’s license from their state or place of residence in the U.S. and proof of insurance; failure to show same may result in prize forfeiture and selection of an alternate potential Winner. Vehicle delivery is through an authorized Ford dealer and conditional upon Winner fulfilling all requirements set forth herein and executing and returning the Declaration and any and all other required paperwork; Sponsor in its sole discretion will determine the dealership and date/time for Vehicle delivery. Winner must take delivery within thirty (30) days of notice of Vehicle availability at dealership. If the Winner declines to or cannot take delivery of Vehicle within such period, the Grand Prize will be forfeited, and no alternate prize or compensation will be awarded. Winner understands and agrees that Vehicle may differ from images of same in Sweepstakes advertising and releases Sweepstakes Entities from any and all liability in conjunction therewith. In accepting Vehicle, Winner acknowledges and agrees that operation of a motor vehicle poses certain inherent risks of injury and harm to property. In the event the advertised Grand Prize is unavailable for any reason beyond Sponsor’s control, Sponsor reserves the right to offer a prize of equal or greater value. The value of the Grand Prize will be taxable to the winner as income. Sponsor will issue Winner an IRS FORM 1099-MISC for the value of the Grand Prize as it is valued at $600 or more. Winner is solely responsible for reporting and paying any and all applicable taxes, which may be significant based on the MSRP of the Grand Prize. In the event it is deemed during the verification process that the potential Winner does not have a unique, personal and valid social security number for Sponsor to report the tax liability associated with acceptance of the Grand Prize, he/she will be disqualified and an alternate potential Winner will be selected at random from among all remaining eligible entries received, as Sponsor’s sole discretion. Validity of Winner’s social security number will be determined by IRS requirements. Except as stated in the manufacturer’s limited warranty for the Vehicle, the Sweepstakes Entities have not made nor are in any manner responsible or liable for any warranty, representation, or guarantee, statutory, express or implied (including but not limited to, the implied warranties of merchantability, title, and fitness for a particular purpose), in fact or in law, relative to the Sweepstakes. Any and all guarantees and warranties for the Vehicle are subject to the terms and conditions of the Vehicle manufacturer’s limited warranty, and the Winner agrees to look solely to such manufacturer for any such warranty or guarantee claim. Grand Prize cannot be assigned or transferred to a third party.
GENERAL RULES: By participating in the Sweepstakes, entrants agree to be bound by these Official Rules and the decisions of the Sponsor. The potential Winner is subject to verification by Sponsor and Administrator, whose decisions as to the administration and operation of the Sweepstakes and the selection and confirmation of the potential Winner are final and binding in all matters related to the Sweepstakes. Acceptance of the Grand Prize constitutes permission for the Sponsor and its agencies to use the Winner’s name and/or likeness for purposes of advertising and trade in any and all media now known or otherwise developed without further compensation or review, including a “Winner List”, unless prohibited by law. Sponsor and Promoter are not responsible for printing or typographical errors in these Official Rules or any Sweepstakes-related materials. In the event there is a discrepancy or inconsistency between disclosures or other statements (in any and all media/medium) contained in any Sweepstakes materials and the terms and conditions of the Official Rules, the Official Rules shall prevail, govern and control. Entries become the property of the Sponsor. The Sponsor and its agencies are not responsible for technical, hardware, software or telephone incompatibility or malfunctions of any kind, lost or unavailable network connections, or failed, incorrect, incomplete, inaccurate, garbled or delayed electronic communications caused by the user or by any of the software, products, equipment or programming associated with or utilized in the Sweepstakes or by any human error which may occur in the processing of (or failure to process) the entries in the Sweepstakes or for any liability for damage to any computer system resulting from participation in connection with the Sweepstakes. In the event of a dispute as to any entry, the authorized account holder of the email account used to register will be deemed to be the entrant. The authorized account holder is deemed the natural person who is assigned to an e-mail address by an Internet access provider, service provider, or other online organization that is responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address. The winners may be required to show proof of being the authorized account holder of the account associated with the entry. Proof of submission of entry does not constitute proof of delivery or receipt of such information, or eligibility for the Sweepstakes. The Sponsor is not responsible for the failure of any email or entry to be received by the Sponsor for any reason. The Sweepstakes Entities are not responsible for the actions of entrants in connection with the Sweepstakes, including entrants’ attempts to circumvent the Official Rules or otherwise interfere with the administration, security, fairness, integrity or proper conduct of the Sweepstakes. The Sponsor reserves the right at its sole discretion to disqualify any individual that tampers or attempts to tamper with or abuses the entry process or any aspect of the Sweepstakes; violates the Official Rules; is suspected of cheating, fraud, or acting in an unsportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten or harass any other person. Any entrant who uses or is suspected or using cheating, fraudulent means, unauthorized entry methods, or otherwise attempts to participate multiple times, or with multiple identities, e-mail and/or addresses will be disqualified. Any attempt by any person to deliberately undermine the legitimate operation of the Sweepstakes causing malfunction, error, disruption or damage may be a violation of criminal and civil law, and, should such an attempt be made, the Sponsor reserves the right to seek damages from any such person to the fullest extent permitted by law. The Sponsor’s failure to enforce any term of these Official Rules or the Declaration shall not constitute a waiver of that or any other provision. If, for any reason, the Sweepstakes is not capable of running as planned, or the integrity and/or feasibility of the Sweepstakes is undermined by any event, including, but not limited to, infection by computer virus, bugs, tampering, unauthorized intervention, fraud, action of entrants, technical failures, fire, flood, epidemic, pandemic, public health crisis (e.g., COVID-19), earthquake, explosion, labor dispute or strike, act of God or public enemy, satellite or equipment failure, riot or civil disturbance, war (declared or undeclared), terrorist threat or activity, or any federal, state or local government law, order or regulation, order of any court or jurisdiction, or by other cause not reasonably within Sponsor’s control (each a “Force Majeure” event), Sponsor and/or Administrator shall have the right, in their sole discretion, to abbreviate, modify, suspend, cancel, or terminate the Sweepstakes without further obligation. If this Sweepstakes is terminated before the end of the Sweepstakes Period, Sponsor will (if possible) select the potential Winner in a random drawing from all eligible, non-suspect entries received as of the date of the Force Majeure event giving rise to the termination. Inclusion in such drawing shall be each entrant’s sole and exclusive remedy under such circumstances. By participating in the Sweepstakes, the entrant agrees that the Sponsor, their respective parents, subsidiaries, affiliates, agents, representatives, suppliers, distributors and advertising and promotional agencies, and all of their respective shareholders, officers, directors, employees, members, representatives, agents, successors and assigns (collectively, the “Released Parties”), will have no liability whatsoever for, and will be released and held harmless by entrant for any threatened or actual claims, actions and liability for any bodily injury, loss, cost or damages of any kind to persons, including death and property, damages sustained due in whole or in part, directly or indirectly, from entry creation, the acceptance, possession, use or misuse of the Grand Prize, if applicable, or participation in the Sweepstakes or in any related activity. By entering the Sweepstakes, you hereby represent and warrant that you have read these Official Rules and are fully familiar with its contents and agree to be bound thereto.GOVERNING LAW, BINDING ARBITRATION, AND CLASS ACTION WAIVER: Except to the extent pre-empted by federal or other applicable state law, the Sweepstakes shall be governed by the laws of the State of California, without giving effect to any conflict of law provisions thereof. By participating in the Sweepstakes, entrants agree that any and all disputes which cannot be resolved between entrant and the Released Parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, by binding arbitration in accordance with the rules of the American Arbitration Association. Each Released Party knowingly, voluntarily and intentionally waives its right to a trial by jury in any action or other legal proceeding arising out of or relating to this Agreement. Each Released Party shall submit to a court of competent jurisdiction to enforce any arbitration award.
WINNER LIST: For a copy of the Winner List, available for ninety (90) days after January 31, 2022, send an email to Winners@dja.com with WINNERS & 08-2746-02 as the subject line. Winner List will be sent after the Grand Prize has been awarded.
SPONSOR: The Sponsor of the Sweepstakes is Payactiv, Inc., 4880 Stevens Creek Blvd., Ste. 102, San Jose, CA 95129. This promotion is in no way sponsored, endorsed, commissioned or administered by, or associated with, Ford Motor Company. Ford and the Ford logo, as well as the F-150 model name and logo, are the trademarks or registered trademarks of Ford Motor Company.
*The Payactiv Visa Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from/by Visa U.S.A., Inc.