Privacy Policy

This Privacy Policy describes the information Payactiv receives about you from Walmart or Even Finance, how we use and share that information, and the privacy choices we offer. This policy also applies to information we receive when you directly interact with us.

Any disputes arising from use of Payactiv’s EWA services, is subject to this Privacy Policy as well as our Terms of Use (TOU) and all of its provisions, including arbitration, limitation on damages and choice of law.

Collection of information

Payactiv may receive the following categories of personal information about you, including but not limited to the following:

• Identification Information: Payactiv may ask you to provide your identification information to validate your identity when you contact Payactiv.  This may include your first name, last name, employer name, employee ID, email address,  and your cell number.

Use of your information

We may use the information we have about you to respond to your inquiries about our Services and to complete the Payactiv EWA transactions you request.  We may also use the information you provide to manage your customer relationship and provide you with customer support; communicate with you via e-mail, telephone, SMS, IM, postal mail and/or mobile devices.

Sharing of information

We may share your personal information about you as follows:

• In connection with, or during the negotiation of, any merger, sale of company stock or assets, financing, acquisition, divestiture, or dissolution of all or a portion of our business;
• To respond to subpoenas, court orders, or legal process;
• To investigate, prevent, defend against, or take other action regarding violations of our Terms of Service, illegal activities, suspected fraud, or situations involving potential threats to the legal rights or physical safety of any person or the security of our network, Sites or Services;
• To respond to claims that any posting or other content violates third party rights;
• In an emergency, to protect the health and safety of our users or the general public; or
• When required by law.

Security

We take reasonable measures, including firewall barriers, SSL encryption techniques, and authentication procedures, to help protect personal information from loss, theft, misuse, and unauthorized access, disclosure, alteration, and destruction. No system, however, is perfectly secure.  Payactiv uses reasonable efforts to safeguard the security of your data but there can be no guaranty that such safeguards will successfully prevent unauthorized alterations in the content or functionality. Payactiv assumes no liability or responsibility for any unauthorized alterations in the content or functionality of the database that hosts your data.  Neither Payactiv nor any other party involved in creating, producing, or delivering the Payactiv EWA makes any representations about the suitability of the content for any purpose, nor that your use of the Payactiv EWA service will be uninterrupted or error-free.

EVERYTHING WITHIN THE PAYACTIV EWA SERVICE IS PROVIDED TO YOU “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

Note: Some jurisdictions may not allow the exclusions of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties.

California privacy rights

California Civil Code Section 1798.83, also known as the “Shine The Light” law, permits our customers who are California residents to request and obtain from us once a year, free of charge, information about the personal information (if any) we disclosed to third parties for direct marketing purposes in the preceding calendar year. If you are a California resident and would like to make such a request, please submit your request to compliance@payactiv.com. In your request, please attest to the fact that you are a California resident and provide a current California address for our response. Please be aware that not all information sharing is covered by the California Privacy Rights requirements and only information on covered sharing will be included in our response.

Changes to Privacy Policy

Payactiv reserves the right to make changes to this Privacy Policy. You may review updates to our Privacy Policy at any time via links on www.payactiv.com/ewaprivacy. You agree to accept electronic communications and/or postings of revised versions of this Privacy Policy on www.payactiv.com/ewaprivacy and agree that such electronic communications or postings constitute notice to you of the revised version of this Privacy Policy. Changes take effect immediately upon posting.