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Payactiv is proud to be a licensed earned wage access (EWA) provider in the state of Wisconsin, following the passage of bipartisan legislation and its signing by Governor Tony Evers in March 2024 The Wisconsin Legislature passed Assembly Bill 574, […]

Household debt is not just a number on a statement For many families, it becomes the tool they use to keep life moving when costs hit before cash does Payactiv partnered with Visual Capitalist to map where household debt is […]

Debt in America is often framed as one big, abstract number But for many working households, debt shows up in countless daily decisions, from what to pick at the grocery store to juggling utility bill due dates While some people […]

Payactiv is proud to now be a licensed Earned Wage Access (EWA) provider in the state of Maryland In becoming licensed, Payactiv commits to upholding consumer protections enumerated in the Earned Wage Access Credit Modernization Act passed last year This […]

Payactiv applauds the federal Consumer Financial Protection Bureau (CFPB) on the release of a new Advisory Opinion affirming earned wage access (EWA) is not credit under the federal Truth in Lending Act […]

Shoes that cost $48 last year are now closer to $67 A gallon of milk is up nearly 20%, and monthly utility bills have climbed 10–15% in many states (Yale Budget Lab Report) For employees already stretched thin, these spikes […]

Not all “EWA” programs are created equal Two models with nearly identical names—Earned Wage Access1 and Estimated Wage Advance—work in fundamentally different ways One is employer-sponsored and payroll-integrated, giving employees safe access to wages they’ve already earnedThe other […]

Most people assume that income volatility only happens when hours are cut or jobs are unstable But even for full-time hourly workers with steady schedules, volatility is built into the calendar itself Every month doesn’t offer the same number of […]

In retail, a shift is more than time on the schedule—it’s equity in the business Each hour worked carries value across revenue, service quality, and team morale When even one shift goes unfilled in high season, the ripple effect is […]