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Blog

October 2, 2025 | Blog
The Equity of a Shift: Why Every Missed Hour Costs More Than You Think

In retail, a shift is more than time on the schedule—it’s equity in the business Each hour worked carries value across revenue, service quality, and team morale When even one shift goes unfilled in high season, the ripple effect is […]

September 25, 2025 | Blog
Why EWA Isn’t a Perk—It’s Infrastructure for Workforce Growth

Most people still think of Earned Wage Access (EWA)1 as a perk—or worse, just a faster payday But EWA done right is something much more powerful: it’s a reliable system for workforce performance, loyalty, and long-term business impact It’s not […]

September 22, 2025 | Blog
Beyond Survival: Building a Loyalty Loop in Retail’s Busiest Season

Every holiday season, HR leaders, payroll managers, and store managers brace themselves for the same cycle: a surge in seasonal hiring, chaotic scheduling, and constant pressure to cover shifts Q4 often becomes less about strategy and more about survival But […]

A close-up of a handshake between two hands covered in green moss and leaves symbolizing unity and commitment to environmental sustainability
August 5, 2025 | Blog
Payroll Timing: The Risk Factor You’re Not Measuring

Workplace stress is no longer just a personal burden or an HR concern It is a quantifiable business risk—one that silently inflates costs, weakens resilience, and erodes performance Research from both Walking on Earth (WONE) and Harvard Business Review in […]

Young Sprout Emerging from Stone Steps - Growth, Progress, and New Beginnings
July 23, 2025 | Blog
Stop Calling It Financial Wellness: Start Designing for Growth

The Wellness Trap “Financial wellness” is the term we inherited Not the one we need It entered the corporate vocabulary with good intentions — a borrowed concept from the broader wellness movement, implying balance, health, and wholeness But as it’s […]

July 22, 2025 | Blog
Payactiv Signs MOU with the State of Maine Bureau of Consumer Credit Protection

On July 21, 2025, Payactiv signed a Memorandum of Understanding (MOU) with the State of Maine Bureau of Consumer Credit Protection, ensuring the company can continue to offer its earned wage access (EWA) services in the state  Through the MOU, […]

Ariel view of a fork in the road
July 16, 2025 | Blog
From Transactional to Transformational: How to Reduce Turnover and Build Lasting Loyalty

55% of frontline workers plan to leave their jobs within the next year The reason Work feels like a transaction, not a relationship We’re living in an era of high churn, quiet quitting, and employee disengagement And while compensation matters, […]

July 9, 2025 | Blog
Connecticut Governor Ned Lamont Signs Bill to Restore Full EWA Access in the State 

On July 8, Governor Ned Lamont signed SB 1396, An Act Concerning Earned But Unpaid Wage or Salary Income Advances, into law The bill restores full earned wage access (EWA) offerings for Payactiv’s product in the state by the fall  […]

July 2, 2025 | Blog
Louisiana Becomes Eleventh State to Enact EWA Regulations

On July 1, 2025, Louisiana became the 11th state to enact a dedicated regulatory framework for the earned wage access (EWA) industry This follows the passage of HB 368, the Louisiana Earned Wage Access Services Act, on June 4, 2025, […]

Utah Capitol Building
June 26, 2025 | Blog
Payactiv is Now Officially Registered as an Earned Wage Access Provider in Utah

Effective June 17, 2025, Payactiv is now a registered earned wage access (EWA) services provider in Utah under the state’s Department of Commerce This follows the Utah Legislature’s passage of HB 279 on March 25, 2025, which received strong bipartisan […]

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* The Payactiv Visa Prepaid Card and the Payactiv Visa Payroll Card are issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 1-877-747-5862, 24 hours a day, 7 days a week.

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