Nearly four out of five American households live paycheck to paycheck, so if a family doesn’t have the cash they need to pay for an emergency, they can easily be led to disastrous debt traps of credit cards and even expensive payday loans.
ABC News talks to PayActiv user, Pearl Campos, of Gerawan Farming about how PayActiv helps workers deal with bills and other financial demands without waiting for payday.
Instead of stressing or looking to predatory lenders that charge hundreds of percentage points in APR, employees can get up to 50% of earned wages up to $500 per pay period and many other financial wellness services for just $5. If they need cash now but don’t get paid until Friday, PayActiv can help all workers, even those with no bank account and no credit score get quick access to funds they’ve already earned.
In the pay-periods workers don’t take advantage of PayActiv’s earned wage access service, they still get to use budgeting, saving, and other useful financial tools at no charge.
Gerawan Farming, along with hundreds of businesses that offer PayActiv to their employees, see reduced turnover when their employees are less stressed. There is no cost to the business and employees like Pearl Campos feel empowered in managing their day-to-day expenses.
Learn more about partnering with PayActiv to bring financial wellness services to your employees.
Learn how Payactiv can help you take the friction out of pay advances with...
Compassionate workplace culture not only breeds happier employees, but also...
April is Financial Literacy Month, a great time for employers to focus on the...
© 2025 Payactiv, Inc. All Rights Reserved
24 hour support: 1 (877) 937-6966 | [email protected]
* The Payactiv Visa Prepaid Card and the Payactiv Visa Payroll Card are issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 1-877-747-5862, 24 hours a day, 7 days a week.
** Central Bank of Kansas City does not administer, nor is liable for earned wage access.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
Google Play and the Google Play logo are trademarks of Google LLC.
Galaxy Store and the Galaxy Store logo are registered trademarks of Samsung Electronics Co., Ltd.